LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,944
−HK$2,442/mo
▼ 0.25% · 3.875%
HK$40,156
−HK$1,230/mo
Today · 4.125%
HK$41,386
baseline
▲ 0.50% · 4.625%
HK$43,905
+HK$2,519/mo
Deposit HK$8.54M · loan HK$8.54M · min. income ≈ HK$82,772/mo (50% DSR)
Upfront cash ≈ HK$9.18M (deposit + AVD stamp duty HK$640,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,325
−HK$2,341/mo
▼ 0.25% · 3.875%
HK$44,487
−HK$1,179/mo
Today · 4.125%
HK$45,666
baseline
▲ 0.50% · 4.625%
HK$48,073
+HK$2,407/mo
Deposit HK$8.54M · loan HK$8.54M · min. income ≈ HK$91,332/mo (50% DSR)
Upfront cash ≈ HK$9.18M (deposit + AVD stamp duty HK$640,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,733
−HK$2,931/mo
▼ 0.25% · 3.875%
HK$48,187
−HK$1,477/mo
Today · 4.125%
HK$49,664
baseline
▲ 0.50% · 4.625%
HK$52,686
+HK$3,022/mo
Deposit HK$6.83M · loan HK$10.25M · min. income ≈ HK$99,328/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$640,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,990
−HK$2,809/mo
▼ 0.25% · 3.875%
HK$53,385
−HK$1,414/mo
Today · 4.125%
HK$54,799
baseline
▲ 0.50% · 4.625%
HK$57,688
+HK$2,889/mo
Deposit HK$6.83M · loan HK$10.25M · min. income ≈ HK$109,598/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$640,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,522
−HK$3,419/mo
▼ 0.25% · 3.875%
HK$56,218
−HK$1,723/mo
Today · 4.125%
HK$57,941
baseline
▲ 0.50% · 4.625%
HK$61,467
+HK$3,526/mo
Deposit HK$5.12M · loan HK$11.96M · min. income ≈ HK$115,882/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$640,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,655
−HK$3,277/mo
▼ 0.25% · 3.875%
HK$62,282
−HK$1,650/mo
Today · 4.125%
HK$63,932
baseline
▲ 0.50% · 4.625%
HK$67,302
+HK$3,370/mo
Deposit HK$5.12M · loan HK$11.96M · min. income ≈ HK$127,864/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$640,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,100
−HK$4,396/mo
▼ 0.25% · 3.875%
HK$72,280
−HK$2,216/mo
Today · 4.125%
HK$74,496
baseline
▲ 0.50% · 4.625%
HK$79,029
+HK$4,533/mo
Deposit HK$1.71M · loan HK$15.37M · min. income ≈ HK$148,992/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$640,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,985
−HK$4,214/mo
▼ 0.25% · 3.875%
HK$80,077
−HK$2,122/mo
Today · 4.125%
HK$82,199
baseline
▲ 0.50% · 4.625%
HK$86,531
+HK$4,332/mo
Deposit HK$1.71M · loan HK$15.37M · min. income ≈ HK$164,398/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$640,460 · Scale 2, in force from 26 Feb 2026)