LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,949
−HK$2,442/mo
▼ 0.25% · 3.875%
HK$40,160
−HK$1,231/mo
Today · 4.125%
HK$41,391
baseline
▲ 0.50% · 4.625%
HK$43,910
+HK$2,519/mo
Deposit HK$8.54M · loan HK$8.54M · min. income ≈ HK$82,782/mo (50% DSR)
Upfront cash ≈ HK$9.18M (deposit + AVD stamp duty HK$640,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,330
−HK$2,341/mo
▼ 0.25% · 3.875%
HK$44,492
−HK$1,179/mo
Today · 4.125%
HK$45,671
baseline
▲ 0.50% · 4.625%
HK$48,078
+HK$2,407/mo
Deposit HK$8.54M · loan HK$8.54M · min. income ≈ HK$91,342/mo (50% DSR)
Upfront cash ≈ HK$9.18M (deposit + AVD stamp duty HK$640,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,738
−HK$2,931/mo
▼ 0.25% · 3.875%
HK$48,192
−HK$1,477/mo
Today · 4.125%
HK$49,669
baseline
▲ 0.50% · 4.625%
HK$52,692
+HK$3,023/mo
Deposit HK$6.83M · loan HK$10.25M · min. income ≈ HK$99,338/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$640,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,996
−HK$2,809/mo
▼ 0.25% · 3.875%
HK$53,390
−HK$1,415/mo
Today · 4.125%
HK$54,805
baseline
▲ 0.50% · 4.625%
HK$57,694
+HK$2,889/mo
Deposit HK$6.83M · loan HK$10.25M · min. income ≈ HK$109,610/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$640,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,528
−HK$3,420/mo
▼ 0.25% · 3.875%
HK$56,224
−HK$1,724/mo
Today · 4.125%
HK$57,948
baseline
▲ 0.50% · 4.625%
HK$61,473
+HK$3,525/mo
Deposit HK$5.12M · loan HK$11.96M · min. income ≈ HK$115,896/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$640,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,662
−HK$3,277/mo
▼ 0.25% · 3.875%
HK$62,289
−HK$1,650/mo
Today · 4.125%
HK$63,939
baseline
▲ 0.50% · 4.625%
HK$67,310
+HK$3,371/mo
Deposit HK$5.12M · loan HK$11.96M · min. income ≈ HK$127,878/mo (50% DSR)
Upfront cash ≈ HK$5.76M (deposit + AVD stamp duty HK$640,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,108
−HK$4,396/mo
▼ 0.25% · 3.875%
HK$72,288
−HK$2,216/mo
Today · 4.125%
HK$74,504
baseline
▲ 0.50% · 4.625%
HK$79,037
+HK$4,533/mo
Deposit HK$1.71M · loan HK$15.37M · min. income ≈ HK$149,008/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$640,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,994
−HK$4,214/mo
▼ 0.25% · 3.875%
HK$80,086
−HK$2,122/mo
Today · 4.125%
HK$82,208
baseline
▲ 0.50% · 4.625%
HK$86,541
+HK$4,333/mo
Deposit HK$1.71M · loan HK$15.37M · min. income ≈ HK$164,416/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$640,531 · Scale 2, in force from 26 Feb 2026)