LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,950
−HK$2,443/mo
▼ 0.25% · 3.875%
HK$40,162
−HK$1,231/mo
Today · 4.125%
HK$41,393
baseline
▲ 0.50% · 4.625%
HK$43,911
+HK$2,518/mo
Deposit HK$8.54M · loan HK$8.54M · min. income ≈ HK$82,786/mo (50% DSR)
Upfront cash ≈ HK$9.18M (deposit + AVD stamp duty HK$640,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,332
−HK$2,341/mo
▼ 0.25% · 3.875%
HK$44,494
−HK$1,179/mo
Today · 4.125%
HK$45,673
baseline
▲ 0.50% · 4.625%
HK$48,080
+HK$2,407/mo
Deposit HK$8.54M · loan HK$8.54M · min. income ≈ HK$91,346/mo (50% DSR)
Upfront cash ≈ HK$9.18M (deposit + AVD stamp duty HK$640,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,740
−HK$2,931/mo
▼ 0.25% · 3.875%
HK$48,194
−HK$1,477/mo
Today · 4.125%
HK$49,671
baseline
▲ 0.50% · 4.625%
HK$52,694
+HK$3,023/mo
Deposit HK$6.83M · loan HK$10.25M · min. income ≈ HK$99,342/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$640,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,998
−HK$2,809/mo
▼ 0.25% · 3.875%
HK$53,393
−HK$1,414/mo
Today · 4.125%
HK$54,807
baseline
▲ 0.50% · 4.625%
HK$57,696
+HK$2,889/mo
Deposit HK$6.83M · loan HK$10.25M · min. income ≈ HK$109,614/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$640,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,530
−HK$3,420/mo
▼ 0.25% · 3.875%
HK$56,227
−HK$1,723/mo
Today · 4.125%
HK$57,950
baseline
▲ 0.50% · 4.625%
HK$61,476
+HK$3,526/mo
Deposit HK$5.12M · loan HK$11.96M · min. income ≈ HK$115,900/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$640,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,664
−HK$3,278/mo
▼ 0.25% · 3.875%
HK$62,291
−HK$1,651/mo
Today · 4.125%
HK$63,942
baseline
▲ 0.50% · 4.625%
HK$67,312
+HK$3,370/mo
Deposit HK$5.12M · loan HK$11.96M · min. income ≈ HK$127,884/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$640,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,110
−HK$4,397/mo
▼ 0.25% · 3.875%
HK$72,291
−HK$2,216/mo
Today · 4.125%
HK$74,507
baseline
▲ 0.50% · 4.625%
HK$79,041
+HK$4,534/mo
Deposit HK$1.71M · loan HK$15.37M · min. income ≈ HK$149,014/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$640,558 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,997
−HK$4,214/mo
▼ 0.25% · 3.875%
HK$80,089
−HK$2,122/mo
Today · 4.125%
HK$82,211
baseline
▲ 0.50% · 4.625%
HK$86,545
+HK$4,334/mo
Deposit HK$1.71M · loan HK$15.37M · min. income ≈ HK$164,422/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$640,558 · Scale 2, in force from 26 Feb 2026)