LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,952
−HK$2,442/mo
▼ 0.25% · 3.875%
HK$40,163
−HK$1,231/mo
Today · 4.125%
HK$41,394
baseline
▲ 0.50% · 4.625%
HK$43,913
+HK$2,519/mo
Deposit HK$8.54M · loan HK$8.54M · min. income ≈ HK$82,788/mo (50% DSR)
Upfront cash ≈ HK$9.18M (deposit + AVD stamp duty HK$640,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,333
−HK$2,341/mo
▼ 0.25% · 3.875%
HK$44,495
−HK$1,179/mo
Today · 4.125%
HK$45,674
baseline
▲ 0.50% · 4.625%
HK$48,082
+HK$2,408/mo
Deposit HK$8.54M · loan HK$8.54M · min. income ≈ HK$91,348/mo (50% DSR)
Upfront cash ≈ HK$9.18M (deposit + AVD stamp duty HK$640,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,742
−HK$2,931/mo
▼ 0.25% · 3.875%
HK$48,196
−HK$1,477/mo
Today · 4.125%
HK$49,673
baseline
▲ 0.50% · 4.625%
HK$52,696
+HK$3,023/mo
Deposit HK$6.83M · loan HK$10.25M · min. income ≈ HK$99,346/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$640,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,000
−HK$2,809/mo
▼ 0.25% · 3.875%
HK$53,395
−HK$1,414/mo
Today · 4.125%
HK$54,809
baseline
▲ 0.50% · 4.625%
HK$57,698
+HK$2,889/mo
Deposit HK$6.83M · loan HK$10.25M · min. income ≈ HK$109,618/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$640,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,532
−HK$3,420/mo
▼ 0.25% · 3.875%
HK$56,229
−HK$1,723/mo
Today · 4.125%
HK$57,952
baseline
▲ 0.50% · 4.625%
HK$61,478
+HK$3,526/mo
Deposit HK$5.12M · loan HK$11.96M · min. income ≈ HK$115,904/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$640,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,667
−HK$3,277/mo
▼ 0.25% · 3.875%
HK$62,294
−HK$1,650/mo
Today · 4.125%
HK$63,944
baseline
▲ 0.50% · 4.625%
HK$67,315
+HK$3,371/mo
Deposit HK$5.12M · loan HK$11.96M · min. income ≈ HK$127,888/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$640,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,113
−HK$4,397/mo
▼ 0.25% · 3.875%
HK$72,294
−HK$2,216/mo
Today · 4.125%
HK$74,510
baseline
▲ 0.50% · 4.625%
HK$79,043
+HK$4,533/mo
Deposit HK$1.71M · loan HK$15.37M · min. income ≈ HK$149,020/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$640,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,000
−HK$4,214/mo
▼ 0.25% · 3.875%
HK$80,092
−HK$2,122/mo
Today · 4.125%
HK$82,214
baseline
▲ 0.50% · 4.625%
HK$86,548
+HK$4,334/mo
Deposit HK$1.71M · loan HK$15.37M · min. income ≈ HK$164,428/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$640,580 · Scale 2, in force from 26 Feb 2026)