LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,953
−HK$2,443/mo
▼ 0.25% · 3.875%
HK$40,165
−HK$1,231/mo
Today · 4.125%
HK$41,396
baseline
▲ 0.50% · 4.625%
HK$43,915
+HK$2,519/mo
Deposit HK$8.54M · loan HK$8.54M · min. income ≈ HK$82,792/mo (50% DSR)
Upfront cash ≈ HK$9.18M (deposit + AVD stamp duty HK$640,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,335
−HK$2,342/mo
▼ 0.25% · 3.875%
HK$44,498
−HK$1,179/mo
Today · 4.125%
HK$45,677
baseline
▲ 0.50% · 4.625%
HK$48,084
+HK$2,407/mo
Deposit HK$8.54M · loan HK$8.54M · min. income ≈ HK$91,354/mo (50% DSR)
Upfront cash ≈ HK$9.18M (deposit + AVD stamp duty HK$640,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,744
−HK$2,931/mo
▼ 0.25% · 3.875%
HK$48,198
−HK$1,477/mo
Today · 4.125%
HK$49,675
baseline
▲ 0.50% · 4.625%
HK$52,698
+HK$3,023/mo
Deposit HK$6.83M · loan HK$10.25M · min. income ≈ HK$99,350/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$640,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,002
−HK$2,810/mo
▼ 0.25% · 3.875%
HK$53,397
−HK$1,415/mo
Today · 4.125%
HK$54,812
baseline
▲ 0.50% · 4.625%
HK$57,701
+HK$2,889/mo
Deposit HK$6.83M · loan HK$10.25M · min. income ≈ HK$109,624/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$640,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,535
−HK$3,420/mo
▼ 0.25% · 3.875%
HK$56,231
−HK$1,724/mo
Today · 4.125%
HK$57,955
baseline
▲ 0.50% · 4.625%
HK$61,481
+HK$3,526/mo
Deposit HK$5.12M · loan HK$11.96M · min. income ≈ HK$115,910/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$640,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,670
−HK$3,277/mo
▼ 0.25% · 3.875%
HK$62,297
−HK$1,650/mo
Today · 4.125%
HK$63,947
baseline
▲ 0.50% · 4.625%
HK$67,318
+HK$3,371/mo
Deposit HK$5.12M · loan HK$11.96M · min. income ≈ HK$127,894/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$640,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,116
−HK$4,397/mo
▼ 0.25% · 3.875%
HK$72,297
−HK$2,216/mo
Today · 4.125%
HK$74,513
baseline
▲ 0.50% · 4.625%
HK$79,047
+HK$4,534/mo
Deposit HK$1.71M · loan HK$15.37M · min. income ≈ HK$149,026/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$640,611 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,004
−HK$4,214/mo
▼ 0.25% · 3.875%
HK$80,096
−HK$2,122/mo
Today · 4.125%
HK$82,218
baseline
▲ 0.50% · 4.625%
HK$86,552
+HK$4,334/mo
Deposit HK$1.71M · loan HK$15.37M · min. income ≈ HK$164,436/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$640,611 · Scale 2, in force from 26 Feb 2026)