LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,955
−HK$2,442/mo
▼ 0.25% · 3.875%
HK$40,166
−HK$1,231/mo
Today · 4.125%
HK$41,397
baseline
▲ 0.50% · 4.625%
HK$43,916
+HK$2,519/mo
Deposit HK$8.54M · loan HK$8.54M · min. income ≈ HK$82,794/mo (50% DSR)
Upfront cash ≈ HK$9.18M (deposit + AVD stamp duty HK$640,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,337
−HK$2,341/mo
▼ 0.25% · 3.875%
HK$44,499
−HK$1,179/mo
Today · 4.125%
HK$45,678
baseline
▲ 0.50% · 4.625%
HK$48,086
+HK$2,408/mo
Deposit HK$8.54M · loan HK$8.54M · min. income ≈ HK$91,356/mo (50% DSR)
Upfront cash ≈ HK$9.18M (deposit + AVD stamp duty HK$640,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,746
−HK$2,931/mo
▼ 0.25% · 3.875%
HK$48,200
−HK$1,477/mo
Today · 4.125%
HK$49,677
baseline
▲ 0.50% · 4.625%
HK$52,700
+HK$3,023/mo
Deposit HK$6.83M · loan HK$10.25M · min. income ≈ HK$99,354/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$640,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,004
−HK$2,810/mo
▼ 0.25% · 3.875%
HK$53,399
−HK$1,415/mo
Today · 4.125%
HK$54,814
baseline
▲ 0.50% · 4.625%
HK$57,703
+HK$2,889/mo
Deposit HK$6.83M · loan HK$10.25M · min. income ≈ HK$109,628/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$640,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,537
−HK$3,419/mo
▼ 0.25% · 3.875%
HK$56,233
−HK$1,723/mo
Today · 4.125%
HK$57,956
baseline
▲ 0.50% · 4.625%
HK$61,483
+HK$3,527/mo
Deposit HK$5.13M · loan HK$11.96M · min. income ≈ HK$115,912/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$640,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,671
−HK$3,278/mo
▼ 0.25% · 3.875%
HK$62,299
−HK$1,650/mo
Today · 4.125%
HK$63,949
baseline
▲ 0.50% · 4.625%
HK$67,320
+HK$3,371/mo
Deposit HK$5.13M · loan HK$11.96M · min. income ≈ HK$127,898/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$640,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,118
−HK$4,397/mo
▼ 0.25% · 3.875%
HK$72,300
−HK$2,215/mo
Today · 4.125%
HK$74,515
baseline
▲ 0.50% · 4.625%
HK$79,050
+HK$4,535/mo
Deposit HK$1.71M · loan HK$15.38M · min. income ≈ HK$149,030/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$640,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,006
−HK$4,214/mo
▼ 0.25% · 3.875%
HK$80,098
−HK$2,122/mo
Today · 4.125%
HK$82,220
baseline
▲ 0.50% · 4.625%
HK$86,554
+HK$4,334/mo
Deposit HK$1.71M · loan HK$15.38M · min. income ≈ HK$164,440/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$640,631 · Scale 2, in force from 26 Feb 2026)