LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,959
−HK$2,443/mo
▼ 0.25% · 3.875%
HK$40,170
−HK$1,232/mo
Today · 4.125%
HK$41,402
baseline
▲ 0.50% · 4.625%
HK$43,921
+HK$2,519/mo
Deposit HK$8.54M · loan HK$8.54M · min. income ≈ HK$82,804/mo (50% DSR)
Upfront cash ≈ HK$9.18M (deposit + AVD stamp duty HK$640,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,341
−HK$2,342/mo
▼ 0.25% · 3.875%
HK$44,503
−HK$1,180/mo
Today · 4.125%
HK$45,683
baseline
▲ 0.50% · 4.625%
HK$48,091
+HK$2,408/mo
Deposit HK$8.54M · loan HK$8.54M · min. income ≈ HK$91,366/mo (50% DSR)
Upfront cash ≈ HK$9.18M (deposit + AVD stamp duty HK$640,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,750
−HK$2,932/mo
▼ 0.25% · 3.875%
HK$48,204
−HK$1,478/mo
Today · 4.125%
HK$49,682
baseline
▲ 0.50% · 4.625%
HK$52,705
+HK$3,023/mo
Deposit HK$6.83M · loan HK$10.25M · min. income ≈ HK$99,364/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$640,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,009
−HK$2,810/mo
▼ 0.25% · 3.875%
HK$53,404
−HK$1,415/mo
Today · 4.125%
HK$54,819
baseline
▲ 0.50% · 4.625%
HK$57,709
+HK$2,890/mo
Deposit HK$6.83M · loan HK$10.25M · min. income ≈ HK$109,638/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$640,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,542
−HK$3,420/mo
▼ 0.25% · 3.875%
HK$56,238
−HK$1,724/mo
Today · 4.125%
HK$57,962
baseline
▲ 0.50% · 4.625%
HK$61,489
+HK$3,527/mo
Deposit HK$5.13M · loan HK$11.96M · min. income ≈ HK$115,924/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$640,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,677
−HK$3,279/mo
▼ 0.25% · 3.875%
HK$62,305
−HK$1,651/mo
Today · 4.125%
HK$63,956
baseline
▲ 0.50% · 4.625%
HK$67,327
+HK$3,371/mo
Deposit HK$5.13M · loan HK$11.96M · min. income ≈ HK$127,912/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$640,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,125
−HK$4,398/mo
▼ 0.25% · 3.875%
HK$72,307
−HK$2,216/mo
Today · 4.125%
HK$74,523
baseline
▲ 0.50% · 4.625%
HK$79,057
+HK$4,534/mo
Deposit HK$1.71M · loan HK$15.38M · min. income ≈ HK$149,046/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$640,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,014
−HK$4,215/mo
▼ 0.25% · 3.875%
HK$80,106
−HK$2,123/mo
Today · 4.125%
HK$82,229
baseline
▲ 0.50% · 4.625%
HK$86,563
+HK$4,334/mo
Deposit HK$1.71M · loan HK$15.38M · min. income ≈ HK$164,458/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$640,693 · Scale 2, in force from 26 Feb 2026)