LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,960
−HK$2,443/mo
▼ 0.25% · 3.875%
HK$40,172
−HK$1,231/mo
Today · 4.125%
HK$41,403
baseline
▲ 0.50% · 4.625%
HK$43,923
+HK$2,520/mo
Deposit HK$8.54M · loan HK$8.54M · min. income ≈ HK$82,806/mo (50% DSR)
Upfront cash ≈ HK$9.18M (deposit + AVD stamp duty HK$640,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,343
−HK$2,342/mo
▼ 0.25% · 3.875%
HK$44,505
−HK$1,180/mo
Today · 4.125%
HK$45,685
baseline
▲ 0.50% · 4.625%
HK$48,093
+HK$2,408/mo
Deposit HK$8.54M · loan HK$8.54M · min. income ≈ HK$91,370/mo (50% DSR)
Upfront cash ≈ HK$9.18M (deposit + AVD stamp duty HK$640,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,752
−HK$2,932/mo
▼ 0.25% · 3.875%
HK$48,207
−HK$1,477/mo
Today · 4.125%
HK$49,684
baseline
▲ 0.50% · 4.625%
HK$52,707
+HK$3,023/mo
Deposit HK$6.83M · loan HK$10.25M · min. income ≈ HK$99,368/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$640,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,012
−HK$2,810/mo
▼ 0.25% · 3.875%
HK$53,406
−HK$1,416/mo
Today · 4.125%
HK$54,822
baseline
▲ 0.50% · 4.625%
HK$57,711
+HK$2,889/mo
Deposit HK$6.83M · loan HK$10.25M · min. income ≈ HK$109,644/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$640,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,544
−HK$3,421/mo
▼ 0.25% · 3.875%
HK$56,241
−HK$1,724/mo
Today · 4.125%
HK$57,965
baseline
▲ 0.50% · 4.625%
HK$61,492
+HK$3,527/mo
Deposit HK$5.13M · loan HK$11.96M · min. income ≈ HK$115,930/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$640,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,680
−HK$3,279/mo
▼ 0.25% · 3.875%
HK$62,308
−HK$1,651/mo
Today · 4.125%
HK$63,959
baseline
▲ 0.50% · 4.625%
HK$67,330
+HK$3,371/mo
Deposit HK$5.13M · loan HK$11.96M · min. income ≈ HK$127,918/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$640,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,129
−HK$4,397/mo
▼ 0.25% · 3.875%
HK$72,310
−HK$2,216/mo
Today · 4.125%
HK$74,526
baseline
▲ 0.50% · 4.625%
HK$79,061
+HK$4,535/mo
Deposit HK$1.71M · loan HK$15.38M · min. income ≈ HK$149,052/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$640,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,017
−HK$4,215/mo
▼ 0.25% · 3.875%
HK$80,110
−HK$2,122/mo
Today · 4.125%
HK$82,232
baseline
▲ 0.50% · 4.625%
HK$86,567
+HK$4,335/mo
Deposit HK$1.71M · loan HK$15.38M · min. income ≈ HK$164,464/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$640,723 · Scale 2, in force from 26 Feb 2026)