LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,962
−HK$2,443/mo
▼ 0.25% · 3.875%
HK$40,173
−HK$1,232/mo
Today · 4.125%
HK$41,405
baseline
▲ 0.50% · 4.625%
HK$43,924
+HK$2,519/mo
Deposit HK$8.54M · loan HK$8.54M · min. income ≈ HK$82,810/mo (50% DSR)
Upfront cash ≈ HK$9.18M (deposit + AVD stamp duty HK$640,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,344
−HK$2,342/mo
▼ 0.25% · 3.875%
HK$44,507
−HK$1,179/mo
Today · 4.125%
HK$45,686
baseline
▲ 0.50% · 4.625%
HK$48,094
+HK$2,408/mo
Deposit HK$8.54M · loan HK$8.54M · min. income ≈ HK$91,372/mo (50% DSR)
Upfront cash ≈ HK$9.18M (deposit + AVD stamp duty HK$640,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,754
−HK$2,932/mo
▼ 0.25% · 3.875%
HK$48,208
−HK$1,478/mo
Today · 4.125%
HK$49,686
baseline
▲ 0.50% · 4.625%
HK$52,709
+HK$3,023/mo
Deposit HK$6.83M · loan HK$10.25M · min. income ≈ HK$99,372/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$640,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,013
−HK$2,810/mo
▼ 0.25% · 3.875%
HK$53,408
−HK$1,415/mo
Today · 4.125%
HK$54,823
baseline
▲ 0.50% · 4.625%
HK$57,713
+HK$2,890/mo
Deposit HK$6.83M · loan HK$10.25M · min. income ≈ HK$109,646/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$640,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,546
−HK$3,421/mo
▼ 0.25% · 3.875%
HK$56,243
−HK$1,724/mo
Today · 4.125%
HK$57,967
baseline
▲ 0.50% · 4.625%
HK$61,494
+HK$3,527/mo
Deposit HK$5.13M · loan HK$11.96M · min. income ≈ HK$115,934/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$640,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,682
−HK$3,278/mo
▼ 0.25% · 3.875%
HK$62,309
−HK$1,651/mo
Today · 4.125%
HK$63,960
baseline
▲ 0.50% · 4.625%
HK$67,332
+HK$3,372/mo
Deposit HK$5.13M · loan HK$11.96M · min. income ≈ HK$127,920/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$640,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,131
−HK$4,398/mo
▼ 0.25% · 3.875%
HK$72,312
−HK$2,217/mo
Today · 4.125%
HK$74,529
baseline
▲ 0.50% · 4.625%
HK$79,063
+HK$4,534/mo
Deposit HK$1.71M · loan HK$15.38M · min. income ≈ HK$149,058/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$640,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,020
−HK$4,215/mo
▼ 0.25% · 3.875%
HK$80,112
−HK$2,123/mo
Today · 4.125%
HK$82,235
baseline
▲ 0.50% · 4.625%
HK$86,570
+HK$4,335/mo
Deposit HK$1.71M · loan HK$15.38M · min. income ≈ HK$164,470/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$640,743 · Scale 2, in force from 26 Feb 2026)