LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,966
−HK$2,444/mo
▼ 0.25% · 3.875%
HK$40,178
−HK$1,232/mo
Today · 4.125%
HK$41,410
baseline
▲ 0.50% · 4.625%
HK$43,930
+HK$2,520/mo
Deposit HK$8.54M · loan HK$8.54M · min. income ≈ HK$82,820/mo (50% DSR)
Upfront cash ≈ HK$9.19M (deposit + AVD stamp duty HK$640,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,350
−HK$2,342/mo
▼ 0.25% · 3.875%
HK$44,512
−HK$1,180/mo
Today · 4.125%
HK$45,692
baseline
▲ 0.50% · 4.625%
HK$48,100
+HK$2,408/mo
Deposit HK$8.54M · loan HK$8.54M · min. income ≈ HK$91,384/mo (50% DSR)
Upfront cash ≈ HK$9.19M (deposit + AVD stamp duty HK$640,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,760
−HK$2,932/mo
▼ 0.25% · 3.875%
HK$48,214
−HK$1,478/mo
Today · 4.125%
HK$49,692
baseline
▲ 0.50% · 4.625%
HK$52,715
+HK$3,023/mo
Deposit HK$6.84M · loan HK$10.25M · min. income ≈ HK$99,384/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$640,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,020
−HK$2,810/mo
▼ 0.25% · 3.875%
HK$53,415
−HK$1,415/mo
Today · 4.125%
HK$54,830
baseline
▲ 0.50% · 4.625%
HK$57,720
+HK$2,890/mo
Deposit HK$6.84M · loan HK$10.25M · min. income ≈ HK$109,660/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$640,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,553
−HK$3,421/mo
▼ 0.25% · 3.875%
HK$56,250
−HK$1,724/mo
Today · 4.125%
HK$57,974
baseline
▲ 0.50% · 4.625%
HK$61,501
+HK$3,527/mo
Deposit HK$5.13M · loan HK$11.96M · min. income ≈ HK$115,948/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$640,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,689
−HK$3,279/mo
▼ 0.25% · 3.875%
HK$62,317
−HK$1,651/mo
Today · 4.125%
HK$63,968
baseline
▲ 0.50% · 4.625%
HK$67,340
+HK$3,372/mo
Deposit HK$5.13M · loan HK$11.96M · min. income ≈ HK$127,936/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$640,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,139
−HK$4,399/mo
▼ 0.25% · 3.875%
HK$72,321
−HK$2,217/mo
Today · 4.125%
HK$74,538
baseline
▲ 0.50% · 4.625%
HK$79,073
+HK$4,535/mo
Deposit HK$1.71M · loan HK$15.38M · min. income ≈ HK$149,076/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$640,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,029
−HK$4,216/mo
▼ 0.25% · 3.875%
HK$80,122
−HK$2,123/mo
Today · 4.125%
HK$82,245
baseline
▲ 0.50% · 4.625%
HK$86,580
+HK$4,335/mo
Deposit HK$1.71M · loan HK$15.38M · min. income ≈ HK$164,490/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$640,821 · Scale 2, in force from 26 Feb 2026)