LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,968
−HK$2,443/mo
▼ 0.25% · 3.875%
HK$40,180
−HK$1,231/mo
Today · 4.125%
HK$41,411
baseline
▲ 0.50% · 4.625%
HK$43,931
+HK$2,520/mo
Deposit HK$8.54M · loan HK$8.54M · min. income ≈ HK$82,822/mo (50% DSR)
Upfront cash ≈ HK$9.19M (deposit + AVD stamp duty HK$640,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,351
−HK$2,342/mo
▼ 0.25% · 3.875%
HK$44,514
−HK$1,179/mo
Today · 4.125%
HK$45,693
baseline
▲ 0.50% · 4.625%
HK$48,102
+HK$2,409/mo
Deposit HK$8.54M · loan HK$8.54M · min. income ≈ HK$91,386/mo (50% DSR)
Upfront cash ≈ HK$9.19M (deposit + AVD stamp duty HK$640,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,761
−HK$2,932/mo
▼ 0.25% · 3.875%
HK$48,216
−HK$1,477/mo
Today · 4.125%
HK$49,693
baseline
▲ 0.50% · 4.625%
HK$52,717
+HK$3,024/mo
Deposit HK$6.84M · loan HK$10.25M · min. income ≈ HK$99,386/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$640,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,021
−HK$2,811/mo
▼ 0.25% · 3.875%
HK$53,416
−HK$1,416/mo
Today · 4.125%
HK$54,832
baseline
▲ 0.50% · 4.625%
HK$57,722
+HK$2,890/mo
Deposit HK$6.84M · loan HK$10.25M · min. income ≈ HK$109,664/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$640,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,555
−HK$3,421/mo
▼ 0.25% · 3.875%
HK$56,252
−HK$1,724/mo
Today · 4.125%
HK$57,976
baseline
▲ 0.50% · 4.625%
HK$61,503
+HK$3,527/mo
Deposit HK$5.13M · loan HK$11.96M · min. income ≈ HK$115,952/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$640,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,691
−HK$3,279/mo
▼ 0.25% · 3.875%
HK$62,319
−HK$1,651/mo
Today · 4.125%
HK$63,970
baseline
▲ 0.50% · 4.625%
HK$67,342
+HK$3,372/mo
Deposit HK$5.13M · loan HK$11.96M · min. income ≈ HK$127,940/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$640,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,142
−HK$4,398/mo
▼ 0.25% · 3.875%
HK$72,323
−HK$2,217/mo
Today · 4.125%
HK$74,540
baseline
▲ 0.50% · 4.625%
HK$79,076
+HK$4,536/mo
Deposit HK$1.71M · loan HK$15.38M · min. income ≈ HK$149,080/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$640,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,032
−HK$4,216/mo
▼ 0.25% · 3.875%
HK$80,125
−HK$2,123/mo
Today · 4.125%
HK$82,248
baseline
▲ 0.50% · 4.625%
HK$86,583
+HK$4,335/mo
Deposit HK$1.71M · loan HK$15.38M · min. income ≈ HK$164,496/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$640,842 · Scale 2, in force from 26 Feb 2026)