LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,972
−HK$2,443/mo
▼ 0.25% · 3.875%
HK$40,184
−HK$1,231/mo
Today · 4.125%
HK$41,415
baseline
▲ 0.50% · 4.625%
HK$43,935
+HK$2,520/mo
Deposit HK$8.55M · loan HK$8.55M · min. income ≈ HK$82,830/mo (50% DSR)
Upfront cash ≈ HK$9.19M (deposit + AVD stamp duty HK$640,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,355
−HK$2,343/mo
▼ 0.25% · 3.875%
HK$44,518
−HK$1,180/mo
Today · 4.125%
HK$45,698
baseline
▲ 0.50% · 4.625%
HK$48,107
+HK$2,409/mo
Deposit HK$8.55M · loan HK$8.55M · min. income ≈ HK$91,396/mo (50% DSR)
Upfront cash ≈ HK$9.19M (deposit + AVD stamp duty HK$640,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,766
−HK$2,932/mo
▼ 0.25% · 3.875%
HK$48,221
−HK$1,477/mo
Today · 4.125%
HK$49,698
baseline
▲ 0.50% · 4.625%
HK$52,723
+HK$3,025/mo
Deposit HK$6.84M · loan HK$10.25M · min. income ≈ HK$99,396/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$640,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,027
−HK$2,810/mo
▼ 0.25% · 3.875%
HK$53,422
−HK$1,415/mo
Today · 4.125%
HK$54,837
baseline
▲ 0.50% · 4.625%
HK$57,728
+HK$2,891/mo
Deposit HK$6.84M · loan HK$10.25M · min. income ≈ HK$109,674/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$640,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,560
−HK$3,422/mo
▼ 0.25% · 3.875%
HK$56,257
−HK$1,725/mo
Today · 4.125%
HK$57,982
baseline
▲ 0.50% · 4.625%
HK$61,510
+HK$3,528/mo
Deposit HK$5.13M · loan HK$11.96M · min. income ≈ HK$115,964/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$640,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,698
−HK$3,279/mo
▼ 0.25% · 3.875%
HK$62,326
−HK$1,651/mo
Today · 4.125%
HK$63,977
baseline
▲ 0.50% · 4.625%
HK$67,349
+HK$3,372/mo
Deposit HK$5.13M · loan HK$11.96M · min. income ≈ HK$127,954/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$640,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,149
−HK$4,399/mo
▼ 0.25% · 3.875%
HK$72,331
−HK$2,217/mo
Today · 4.125%
HK$74,548
baseline
▲ 0.50% · 4.625%
HK$79,084
+HK$4,536/mo
Deposit HK$1.71M · loan HK$15.38M · min. income ≈ HK$149,096/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$640,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,040
−HK$4,216/mo
▼ 0.25% · 3.875%
HK$80,133
−HK$2,123/mo
Today · 4.125%
HK$82,256
baseline
▲ 0.50% · 4.625%
HK$86,592
+HK$4,336/mo
Deposit HK$1.71M · loan HK$15.38M · min. income ≈ HK$164,512/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$640,908 · Scale 2, in force from 26 Feb 2026)