LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,974
−HK$2,444/mo
▼ 0.25% · 3.875%
HK$40,186
−HK$1,232/mo
Today · 4.125%
HK$41,418
baseline
▲ 0.50% · 4.625%
HK$43,938
+HK$2,520/mo
Deposit HK$8.55M · loan HK$8.55M · min. income ≈ HK$82,836/mo (50% DSR)
Upfront cash ≈ HK$9.19M (deposit + AVD stamp duty HK$640,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,358
−HK$2,342/mo
▼ 0.25% · 3.875%
HK$44,521
−HK$1,179/mo
Today · 4.125%
HK$45,700
baseline
▲ 0.50% · 4.625%
HK$48,109
+HK$2,409/mo
Deposit HK$8.55M · loan HK$8.55M · min. income ≈ HK$91,400/mo (50% DSR)
Upfront cash ≈ HK$9.19M (deposit + AVD stamp duty HK$640,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,768
−HK$2,933/mo
▼ 0.25% · 3.875%
HK$48,223
−HK$1,478/mo
Today · 4.125%
HK$49,701
baseline
▲ 0.50% · 4.625%
HK$52,725
+HK$3,024/mo
Deposit HK$6.84M · loan HK$10.26M · min. income ≈ HK$99,402/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$640,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,029
−HK$2,811/mo
▼ 0.25% · 3.875%
HK$53,425
−HK$1,415/mo
Today · 4.125%
HK$54,840
baseline
▲ 0.50% · 4.625%
HK$57,731
+HK$2,891/mo
Deposit HK$6.84M · loan HK$10.26M · min. income ≈ HK$109,680/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$640,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,563
−HK$3,422/mo
▼ 0.25% · 3.875%
HK$56,260
−HK$1,725/mo
Today · 4.125%
HK$57,985
baseline
▲ 0.50% · 4.625%
HK$61,513
+HK$3,528/mo
Deposit HK$5.13M · loan HK$11.96M · min. income ≈ HK$115,970/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$640,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,701
−HK$3,280/mo
▼ 0.25% · 3.875%
HK$62,329
−HK$1,652/mo
Today · 4.125%
HK$63,981
baseline
▲ 0.50% · 4.625%
HK$67,353
+HK$3,372/mo
Deposit HK$5.13M · loan HK$11.96M · min. income ≈ HK$127,962/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$640,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,153
−HK$4,399/mo
▼ 0.25% · 3.875%
HK$72,335
−HK$2,217/mo
Today · 4.125%
HK$74,552
baseline
▲ 0.50% · 4.625%
HK$79,088
+HK$4,536/mo
Deposit HK$1.71M · loan HK$15.38M · min. income ≈ HK$149,104/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$640,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,044
−HK$4,217/mo
▼ 0.25% · 3.875%
HK$80,137
−HK$2,124/mo
Today · 4.125%
HK$82,261
baseline
▲ 0.50% · 4.625%
HK$86,597
+HK$4,336/mo
Deposit HK$1.71M · loan HK$15.38M · min. income ≈ HK$164,522/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$640,944 · Scale 2, in force from 26 Feb 2026)