LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,975
−HK$2,444/mo
▼ 0.25% · 3.875%
HK$40,187
−HK$1,232/mo
Today · 4.125%
HK$41,419
baseline
▲ 0.50% · 4.625%
HK$43,939
+HK$2,520/mo
Deposit HK$8.55M · loan HK$8.55M · min. income ≈ HK$82,838/mo (50% DSR)
Upfront cash ≈ HK$9.19M (deposit + AVD stamp duty HK$640,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,359
−HK$2,343/mo
▼ 0.25% · 3.875%
HK$44,522
−HK$1,180/mo
Today · 4.125%
HK$45,702
baseline
▲ 0.50% · 4.625%
HK$48,111
+HK$2,409/mo
Deposit HK$8.55M · loan HK$8.55M · min. income ≈ HK$91,404/mo (50% DSR)
Upfront cash ≈ HK$9.19M (deposit + AVD stamp duty HK$640,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,770
−HK$2,933/mo
▼ 0.25% · 3.875%
HK$48,225
−HK$1,478/mo
Today · 4.125%
HK$49,703
baseline
▲ 0.50% · 4.625%
HK$52,727
+HK$3,024/mo
Deposit HK$6.84M · loan HK$10.26M · min. income ≈ HK$99,406/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$640,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,031
−HK$2,811/mo
▼ 0.25% · 3.875%
HK$53,426
−HK$1,416/mo
Today · 4.125%
HK$54,842
baseline
▲ 0.50% · 4.625%
HK$57,733
+HK$2,891/mo
Deposit HK$6.84M · loan HK$10.26M · min. income ≈ HK$109,684/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$640,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,565
−HK$3,421/mo
▼ 0.25% · 3.875%
HK$56,262
−HK$1,724/mo
Today · 4.125%
HK$57,986
baseline
▲ 0.50% · 4.625%
HK$61,515
+HK$3,529/mo
Deposit HK$5.13M · loan HK$11.96M · min. income ≈ HK$115,972/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$640,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,703
−HK$3,279/mo
▼ 0.25% · 3.875%
HK$62,331
−HK$1,651/mo
Today · 4.125%
HK$63,982
baseline
▲ 0.50% · 4.625%
HK$67,355
+HK$3,373/mo
Deposit HK$5.13M · loan HK$11.96M · min. income ≈ HK$127,964/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$640,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,155
−HK$4,399/mo
▼ 0.25% · 3.875%
HK$72,337
−HK$2,217/mo
Today · 4.125%
HK$74,554
baseline
▲ 0.50% · 4.625%
HK$79,090
+HK$4,536/mo
Deposit HK$1.71M · loan HK$15.38M · min. income ≈ HK$149,108/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$640,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,046
−HK$4,217/mo
▼ 0.25% · 3.875%
HK$80,139
−HK$2,124/mo
Today · 4.125%
HK$82,263
baseline
▲ 0.50% · 4.625%
HK$86,599
+HK$4,336/mo
Deposit HK$1.71M · loan HK$15.38M · min. income ≈ HK$164,526/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$640,961 · Scale 2, in force from 26 Feb 2026)