LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,975
−HK$2,444/mo
▼ 0.25% · 3.875%
HK$40,187
−HK$1,232/mo
Today · 4.125%
HK$41,419
baseline
▲ 0.50% · 4.625%
HK$43,939
+HK$2,520/mo
Deposit HK$8.55M · loan HK$8.55M · min. income ≈ HK$82,838/mo (50% DSR)
Upfront cash ≈ HK$9.19M (deposit + AVD stamp duty HK$640,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,359
−HK$2,343/mo
▼ 0.25% · 3.875%
HK$44,522
−HK$1,180/mo
Today · 4.125%
HK$45,702
baseline
▲ 0.50% · 4.625%
HK$48,111
+HK$2,409/mo
Deposit HK$8.55M · loan HK$8.55M · min. income ≈ HK$91,404/mo (50% DSR)
Upfront cash ≈ HK$9.19M (deposit + AVD stamp duty HK$640,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,770
−HK$2,933/mo
▼ 0.25% · 3.875%
HK$48,225
−HK$1,478/mo
Today · 4.125%
HK$49,703
baseline
▲ 0.50% · 4.625%
HK$52,727
+HK$3,024/mo
Deposit HK$6.84M · loan HK$10.26M · min. income ≈ HK$99,406/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$640,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,031
−HK$2,811/mo
▼ 0.25% · 3.875%
HK$53,427
−HK$1,415/mo
Today · 4.125%
HK$54,842
baseline
▲ 0.50% · 4.625%
HK$57,733
+HK$2,891/mo
Deposit HK$6.84M · loan HK$10.26M · min. income ≈ HK$109,684/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$640,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,565
−HK$3,422/mo
▼ 0.25% · 3.875%
HK$56,262
−HK$1,725/mo
Today · 4.125%
HK$57,987
baseline
▲ 0.50% · 4.625%
HK$61,515
+HK$3,528/mo
Deposit HK$5.13M · loan HK$11.96M · min. income ≈ HK$115,974/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$640,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,703
−HK$3,280/mo
▼ 0.25% · 3.875%
HK$62,331
−HK$1,652/mo
Today · 4.125%
HK$63,983
baseline
▲ 0.50% · 4.625%
HK$67,355
+HK$3,372/mo
Deposit HK$5.13M · loan HK$11.96M · min. income ≈ HK$127,966/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$640,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,155
−HK$4,399/mo
▼ 0.25% · 3.875%
HK$72,337
−HK$2,217/mo
Today · 4.125%
HK$74,554
baseline
▲ 0.50% · 4.625%
HK$79,091
+HK$4,537/mo
Deposit HK$1.71M · loan HK$15.38M · min. income ≈ HK$149,108/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$640,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,047
−HK$4,216/mo
▼ 0.25% · 3.875%
HK$80,140
−HK$2,123/mo
Today · 4.125%
HK$82,263
baseline
▲ 0.50% · 4.625%
HK$86,600
+HK$4,337/mo
Deposit HK$1.71M · loan HK$15.38M · min. income ≈ HK$164,526/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$640,965 · Scale 2, in force from 26 Feb 2026)