LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,977
−HK$2,444/mo
▼ 0.25% · 3.875%
HK$40,190
−HK$1,231/mo
Today · 4.125%
HK$41,421
baseline
▲ 0.50% · 4.625%
HK$43,942
+HK$2,521/mo
Deposit HK$8.55M · loan HK$8.55M · min. income ≈ HK$82,842/mo (50% DSR)
Upfront cash ≈ HK$9.19M (deposit + AVD stamp duty HK$641,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,362
−HK$2,342/mo
▼ 0.25% · 3.875%
HK$44,525
−HK$1,179/mo
Today · 4.125%
HK$45,704
baseline
▲ 0.50% · 4.625%
HK$48,114
+HK$2,410/mo
Deposit HK$8.55M · loan HK$8.55M · min. income ≈ HK$91,408/mo (50% DSR)
Upfront cash ≈ HK$9.19M (deposit + AVD stamp duty HK$641,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,773
−HK$2,933/mo
▼ 0.25% · 3.875%
HK$48,228
−HK$1,478/mo
Today · 4.125%
HK$49,706
baseline
▲ 0.50% · 4.625%
HK$52,730
+HK$3,024/mo
Deposit HK$6.84M · loan HK$10.26M · min. income ≈ HK$99,412/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$641,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,034
−HK$2,811/mo
▼ 0.25% · 3.875%
HK$53,430
−HK$1,415/mo
Today · 4.125%
HK$54,845
baseline
▲ 0.50% · 4.625%
HK$57,736
+HK$2,891/mo
Deposit HK$6.84M · loan HK$10.26M · min. income ≈ HK$109,690/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$641,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,568
−HK$3,422/mo
▼ 0.25% · 3.875%
HK$56,266
−HK$1,724/mo
Today · 4.125%
HK$57,990
baseline
▲ 0.50% · 4.625%
HK$61,519
+HK$3,529/mo
Deposit HK$5.13M · loan HK$11.97M · min. income ≈ HK$115,980/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$641,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,707
−HK$3,279/mo
▼ 0.25% · 3.875%
HK$62,335
−HK$1,651/mo
Today · 4.125%
HK$63,986
baseline
▲ 0.50% · 4.625%
HK$67,359
+HK$3,373/mo
Deposit HK$5.13M · loan HK$11.97M · min. income ≈ HK$127,972/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$641,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,159
−HK$4,400/mo
▼ 0.25% · 3.875%
HK$72,341
−HK$2,218/mo
Today · 4.125%
HK$74,559
baseline
▲ 0.50% · 4.625%
HK$79,095
+HK$4,536/mo
Deposit HK$1.71M · loan HK$15.38M · min. income ≈ HK$149,118/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$641,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,051
−HK$4,217/mo
▼ 0.25% · 3.875%
HK$80,145
−HK$2,123/mo
Today · 4.125%
HK$82,268
baseline
▲ 0.50% · 4.625%
HK$86,605
+HK$4,337/mo
Deposit HK$1.71M · loan HK$15.38M · min. income ≈ HK$164,536/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$641,002 · Scale 2, in force from 26 Feb 2026)