LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,978
−HK$2,444/mo
▼ 0.25% · 3.875%
HK$40,190
−HK$1,232/mo
Today · 4.125%
HK$41,422
baseline
▲ 0.50% · 4.625%
HK$43,943
+HK$2,521/mo
Deposit HK$8.55M · loan HK$8.55M · min. income ≈ HK$82,844/mo (50% DSR)
Upfront cash ≈ HK$9.19M (deposit + AVD stamp duty HK$641,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,362
−HK$2,343/mo
▼ 0.25% · 3.875%
HK$44,525
−HK$1,180/mo
Today · 4.125%
HK$45,705
baseline
▲ 0.50% · 4.625%
HK$48,114
+HK$2,409/mo
Deposit HK$8.55M · loan HK$8.55M · min. income ≈ HK$91,410/mo (50% DSR)
Upfront cash ≈ HK$9.19M (deposit + AVD stamp duty HK$641,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,773
−HK$2,934/mo
▼ 0.25% · 3.875%
HK$48,228
−HK$1,479/mo
Today · 4.125%
HK$49,707
baseline
▲ 0.50% · 4.625%
HK$52,731
+HK$3,024/mo
Deposit HK$6.84M · loan HK$10.26M · min. income ≈ HK$99,414/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$641,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,035
−HK$2,811/mo
▼ 0.25% · 3.875%
HK$53,430
−HK$1,416/mo
Today · 4.125%
HK$54,846
baseline
▲ 0.50% · 4.625%
HK$57,737
+HK$2,891/mo
Deposit HK$6.84M · loan HK$10.26M · min. income ≈ HK$109,692/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$641,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,569
−HK$3,422/mo
▼ 0.25% · 3.875%
HK$56,266
−HK$1,725/mo
Today · 4.125%
HK$57,991
baseline
▲ 0.50% · 4.625%
HK$61,520
+HK$3,529/mo
Deposit HK$5.13M · loan HK$11.97M · min. income ≈ HK$115,982/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$641,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,707
−HK$3,280/mo
▼ 0.25% · 3.875%
HK$62,336
−HK$1,651/mo
Today · 4.125%
HK$63,987
baseline
▲ 0.50% · 4.625%
HK$67,360
+HK$3,373/mo
Deposit HK$5.13M · loan HK$11.97M · min. income ≈ HK$127,974/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$641,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,160
−HK$4,400/mo
▼ 0.25% · 3.875%
HK$72,342
−HK$2,218/mo
Today · 4.125%
HK$74,560
baseline
▲ 0.50% · 4.625%
HK$79,097
+HK$4,537/mo
Deposit HK$1.71M · loan HK$15.38M · min. income ≈ HK$149,120/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$641,011 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,052
−HK$4,217/mo
▼ 0.25% · 3.875%
HK$80,146
−HK$2,123/mo
Today · 4.125%
HK$82,269
baseline
▲ 0.50% · 4.625%
HK$86,606
+HK$4,337/mo
Deposit HK$1.71M · loan HK$15.38M · min. income ≈ HK$164,538/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$641,011 · Scale 2, in force from 26 Feb 2026)