LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,979
−HK$2,444/mo
▼ 0.25% · 3.875%
HK$40,191
−HK$1,232/mo
Today · 4.125%
HK$41,423
baseline
▲ 0.50% · 4.625%
HK$43,943
+HK$2,520/mo
Deposit HK$8.55M · loan HK$8.55M · min. income ≈ HK$82,846/mo (50% DSR)
Upfront cash ≈ HK$9.19M (deposit + AVD stamp duty HK$641,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,363
−HK$2,343/mo
▼ 0.25% · 3.875%
HK$44,526
−HK$1,180/mo
Today · 4.125%
HK$45,706
baseline
▲ 0.50% · 4.625%
HK$48,115
+HK$2,409/mo
Deposit HK$8.55M · loan HK$8.55M · min. income ≈ HK$91,412/mo (50% DSR)
Upfront cash ≈ HK$9.19M (deposit + AVD stamp duty HK$641,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,774
−HK$2,934/mo
▼ 0.25% · 3.875%
HK$48,229
−HK$1,479/mo
Today · 4.125%
HK$49,708
baseline
▲ 0.50% · 4.625%
HK$52,732
+HK$3,024/mo
Deposit HK$6.84M · loan HK$10.26M · min. income ≈ HK$99,416/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$641,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,036
−HK$2,811/mo
▼ 0.25% · 3.875%
HK$53,432
−HK$1,415/mo
Today · 4.125%
HK$54,847
baseline
▲ 0.50% · 4.625%
HK$57,739
+HK$2,892/mo
Deposit HK$6.84M · loan HK$10.26M · min. income ≈ HK$109,694/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$641,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,570
−HK$3,422/mo
▼ 0.25% · 3.875%
HK$56,268
−HK$1,724/mo
Today · 4.125%
HK$57,992
baseline
▲ 0.50% · 4.625%
HK$61,521
+HK$3,529/mo
Deposit HK$5.13M · loan HK$11.97M · min. income ≈ HK$115,984/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$641,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,709
−HK$3,280/mo
▼ 0.25% · 3.875%
HK$62,337
−HK$1,652/mo
Today · 4.125%
HK$63,989
baseline
▲ 0.50% · 4.625%
HK$67,362
+HK$3,373/mo
Deposit HK$5.13M · loan HK$11.97M · min. income ≈ HK$127,978/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$641,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,162
−HK$4,399/mo
▼ 0.25% · 3.875%
HK$72,344
−HK$2,217/mo
Today · 4.125%
HK$74,561
baseline
▲ 0.50% · 4.625%
HK$79,098
+HK$4,537/mo
Deposit HK$1.71M · loan HK$15.38M · min. income ≈ HK$149,122/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$641,025 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,054
−HK$4,217/mo
▼ 0.25% · 3.875%
HK$80,148
−HK$2,123/mo
Today · 4.125%
HK$82,271
baseline
▲ 0.50% · 4.625%
HK$86,608
+HK$4,337/mo
Deposit HK$1.71M · loan HK$15.38M · min. income ≈ HK$164,542/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$641,025 · Scale 2, in force from 26 Feb 2026)