LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,979
−HK$2,445/mo
▼ 0.25% · 3.875%
HK$40,192
−HK$1,232/mo
Today · 4.125%
HK$41,424
baseline
▲ 0.50% · 4.625%
HK$43,944
+HK$2,520/mo
Deposit HK$8.55M · loan HK$8.55M · min. income ≈ HK$82,848/mo (50% DSR)
Upfront cash ≈ HK$9.19M (deposit + AVD stamp duty HK$641,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,364
−HK$2,343/mo
▼ 0.25% · 3.875%
HK$44,527
−HK$1,180/mo
Today · 4.125%
HK$45,707
baseline
▲ 0.50% · 4.625%
HK$48,116
+HK$2,409/mo
Deposit HK$8.55M · loan HK$8.55M · min. income ≈ HK$91,414/mo (50% DSR)
Upfront cash ≈ HK$9.19M (deposit + AVD stamp duty HK$641,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,775
−HK$2,933/mo
▼ 0.25% · 3.875%
HK$48,230
−HK$1,478/mo
Today · 4.125%
HK$49,708
baseline
▲ 0.50% · 4.625%
HK$52,733
+HK$3,025/mo
Deposit HK$6.84M · loan HK$10.26M · min. income ≈ HK$99,416/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$641,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,037
−HK$2,811/mo
▼ 0.25% · 3.875%
HK$53,432
−HK$1,416/mo
Today · 4.125%
HK$54,848
baseline
▲ 0.50% · 4.625%
HK$57,739
+HK$2,891/mo
Deposit HK$6.84M · loan HK$10.26M · min. income ≈ HK$109,696/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$641,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,571
−HK$3,422/mo
▼ 0.25% · 3.875%
HK$56,268
−HK$1,725/mo
Today · 4.125%
HK$57,993
baseline
▲ 0.50% · 4.625%
HK$61,522
+HK$3,529/mo
Deposit HK$5.13M · loan HK$11.97M · min. income ≈ HK$115,986/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$641,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,710
−HK$3,280/mo
▼ 0.25% · 3.875%
HK$62,338
−HK$1,652/mo
Today · 4.125%
HK$63,990
baseline
▲ 0.50% · 4.625%
HK$67,362
+HK$3,372/mo
Deposit HK$5.13M · loan HK$11.97M · min. income ≈ HK$127,980/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$641,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,163
−HK$4,399/mo
▼ 0.25% · 3.875%
HK$72,345
−HK$2,217/mo
Today · 4.125%
HK$74,562
baseline
▲ 0.50% · 4.625%
HK$79,099
+HK$4,537/mo
Deposit HK$1.71M · loan HK$15.38M · min. income ≈ HK$149,124/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$641,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,055
−HK$4,217/mo
▼ 0.25% · 3.875%
HK$80,149
−HK$2,123/mo
Today · 4.125%
HK$82,272
baseline
▲ 0.50% · 4.625%
HK$86,609
+HK$4,337/mo
Deposit HK$1.71M · loan HK$15.38M · min. income ≈ HK$164,544/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$641,034 · Scale 2, in force from 26 Feb 2026)