LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,980
−HK$2,445/mo
▼ 0.25% · 3.875%
HK$40,193
−HK$1,232/mo
Today · 4.125%
HK$41,425
baseline
▲ 0.50% · 4.625%
HK$43,945
+HK$2,520/mo
Deposit HK$8.55M · loan HK$8.55M · min. income ≈ HK$82,850/mo (50% DSR)
Upfront cash ≈ HK$9.19M (deposit + AVD stamp duty HK$641,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,365
−HK$2,343/mo
▼ 0.25% · 3.875%
HK$44,528
−HK$1,180/mo
Today · 4.125%
HK$45,708
baseline
▲ 0.50% · 4.625%
HK$48,117
+HK$2,409/mo
Deposit HK$8.55M · loan HK$8.55M · min. income ≈ HK$91,416/mo (50% DSR)
Upfront cash ≈ HK$9.19M (deposit + AVD stamp duty HK$641,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,776
−HK$2,934/mo
▼ 0.25% · 3.875%
HK$48,231
−HK$1,479/mo
Today · 4.125%
HK$49,710
baseline
▲ 0.50% · 4.625%
HK$52,734
+HK$3,024/mo
Deposit HK$6.84M · loan HK$10.26M · min. income ≈ HK$99,420/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$641,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,038
−HK$2,812/mo
▼ 0.25% · 3.875%
HK$53,434
−HK$1,416/mo
Today · 4.125%
HK$54,850
baseline
▲ 0.50% · 4.625%
HK$57,741
+HK$2,891/mo
Deposit HK$6.84M · loan HK$10.26M · min. income ≈ HK$109,700/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$641,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,572
−HK$3,422/mo
▼ 0.25% · 3.875%
HK$56,270
−HK$1,724/mo
Today · 4.125%
HK$57,994
baseline
▲ 0.50% · 4.625%
HK$61,523
+HK$3,529/mo
Deposit HK$5.13M · loan HK$11.97M · min. income ≈ HK$115,988/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$641,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,711
−HK$3,280/mo
▼ 0.25% · 3.875%
HK$62,339
−HK$1,652/mo
Today · 4.125%
HK$63,991
baseline
▲ 0.50% · 4.625%
HK$67,364
+HK$3,373/mo
Deposit HK$5.13M · loan HK$11.97M · min. income ≈ HK$127,982/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$641,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,164
−HK$4,400/mo
▼ 0.25% · 3.875%
HK$72,347
−HK$2,217/mo
Today · 4.125%
HK$74,564
baseline
▲ 0.50% · 4.625%
HK$79,101
+HK$4,537/mo
Deposit HK$1.71M · loan HK$15.39M · min. income ≈ HK$149,128/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$641,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,057
−HK$4,217/mo
▼ 0.25% · 3.875%
HK$80,151
−HK$2,123/mo
Today · 4.125%
HK$82,274
baseline
▲ 0.50% · 4.625%
HK$86,611
+HK$4,337/mo
Deposit HK$1.71M · loan HK$15.39M · min. income ≈ HK$164,548/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$641,050 · Scale 2, in force from 26 Feb 2026)