LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,981
−HK$2,444/mo
▼ 0.25% · 3.875%
HK$40,194
−HK$1,231/mo
Today · 4.125%
HK$41,425
baseline
▲ 0.50% · 4.625%
HK$43,946
+HK$2,521/mo
Deposit HK$8.55M · loan HK$8.55M · min. income ≈ HK$82,850/mo (50% DSR)
Upfront cash ≈ HK$9.19M (deposit + AVD stamp duty HK$641,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,366
−HK$2,343/mo
▼ 0.25% · 3.875%
HK$44,529
−HK$1,180/mo
Today · 4.125%
HK$45,709
baseline
▲ 0.50% · 4.625%
HK$48,118
+HK$2,409/mo
Deposit HK$8.55M · loan HK$8.55M · min. income ≈ HK$91,418/mo (50% DSR)
Upfront cash ≈ HK$9.19M (deposit + AVD stamp duty HK$641,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,777
−HK$2,934/mo
▼ 0.25% · 3.875%
HK$48,232
−HK$1,479/mo
Today · 4.125%
HK$49,711
baseline
▲ 0.50% · 4.625%
HK$52,735
+HK$3,024/mo
Deposit HK$6.84M · loan HK$10.26M · min. income ≈ HK$99,422/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$641,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,039
−HK$2,812/mo
▼ 0.25% · 3.875%
HK$53,435
−HK$1,416/mo
Today · 4.125%
HK$54,851
baseline
▲ 0.50% · 4.625%
HK$57,742
+HK$2,891/mo
Deposit HK$6.84M · loan HK$10.26M · min. income ≈ HK$109,702/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$641,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,573
−HK$3,423/mo
▼ 0.25% · 3.875%
HK$56,271
−HK$1,725/mo
Today · 4.125%
HK$57,996
baseline
▲ 0.50% · 4.625%
HK$61,525
+HK$3,529/mo
Deposit HK$5.13M · loan HK$11.97M · min. income ≈ HK$115,992/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$641,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,712
−HK$3,280/mo
▼ 0.25% · 3.875%
HK$62,341
−HK$1,651/mo
Today · 4.125%
HK$63,992
baseline
▲ 0.50% · 4.625%
HK$67,366
+HK$3,374/mo
Deposit HK$5.13M · loan HK$11.97M · min. income ≈ HK$127,984/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$641,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,166
−HK$4,400/mo
▼ 0.25% · 3.875%
HK$72,348
−HK$2,218/mo
Today · 4.125%
HK$74,566
baseline
▲ 0.50% · 4.625%
HK$79,103
+HK$4,537/mo
Deposit HK$1.71M · loan HK$15.39M · min. income ≈ HK$149,132/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$641,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,059
−HK$4,217/mo
▼ 0.25% · 3.875%
HK$80,152
−HK$2,124/mo
Today · 4.125%
HK$82,276
baseline
▲ 0.50% · 4.625%
HK$86,613
+HK$4,337/mo
Deposit HK$1.71M · loan HK$15.39M · min. income ≈ HK$164,552/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$641,063 · Scale 2, in force from 26 Feb 2026)