LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,981
−HK$2,445/mo
▼ 0.25% · 3.875%
HK$40,194
−HK$1,232/mo
Today · 4.125%
HK$41,426
baseline
▲ 0.50% · 4.625%
HK$43,947
+HK$2,521/mo
Deposit HK$8.55M · loan HK$8.55M · min. income ≈ HK$82,852/mo (50% DSR)
Upfront cash ≈ HK$9.19M (deposit + AVD stamp duty HK$641,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,367
−HK$2,342/mo
▼ 0.25% · 3.875%
HK$44,530
−HK$1,179/mo
Today · 4.125%
HK$45,709
baseline
▲ 0.50% · 4.625%
HK$48,119
+HK$2,410/mo
Deposit HK$8.55M · loan HK$8.55M · min. income ≈ HK$91,418/mo (50% DSR)
Upfront cash ≈ HK$9.19M (deposit + AVD stamp duty HK$641,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,778
−HK$2,933/mo
▼ 0.25% · 3.875%
HK$48,233
−HK$1,478/mo
Today · 4.125%
HK$49,711
baseline
▲ 0.50% · 4.625%
HK$52,736
+HK$3,025/mo
Deposit HK$6.84M · loan HK$10.26M · min. income ≈ HK$99,422/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$641,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,040
−HK$2,811/mo
▼ 0.25% · 3.875%
HK$53,436
−HK$1,415/mo
Today · 4.125%
HK$54,851
baseline
▲ 0.50% · 4.625%
HK$57,743
+HK$2,892/mo
Deposit HK$6.84M · loan HK$10.26M · min. income ≈ HK$109,702/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$641,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,574
−HK$3,422/mo
▼ 0.25% · 3.875%
HK$56,272
−HK$1,724/mo
Today · 4.125%
HK$57,996
baseline
▲ 0.50% · 4.625%
HK$61,525
+HK$3,529/mo
Deposit HK$5.13M · loan HK$11.97M · min. income ≈ HK$115,992/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$641,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,713
−HK$3,280/mo
▼ 0.25% · 3.875%
HK$62,341
−HK$1,652/mo
Today · 4.125%
HK$63,993
baseline
▲ 0.50% · 4.625%
HK$67,366
+HK$3,373/mo
Deposit HK$5.13M · loan HK$11.97M · min. income ≈ HK$127,986/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$641,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,167
−HK$4,400/mo
▼ 0.25% · 3.875%
HK$72,349
−HK$2,218/mo
Today · 4.125%
HK$74,567
baseline
▲ 0.50% · 4.625%
HK$79,104
+HK$4,537/mo
Deposit HK$1.71M · loan HK$15.39M · min. income ≈ HK$149,134/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$641,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,060
−HK$4,217/mo
▼ 0.25% · 3.875%
HK$80,153
−HK$2,124/mo
Today · 4.125%
HK$82,277
baseline
▲ 0.50% · 4.625%
HK$86,614
+HK$4,337/mo
Deposit HK$1.71M · loan HK$15.39M · min. income ≈ HK$164,554/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$641,071 · Scale 2, in force from 26 Feb 2026)