LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,982
−HK$2,445/mo
▼ 0.25% · 3.875%
HK$40,195
−HK$1,232/mo
Today · 4.125%
HK$41,427
baseline
▲ 0.50% · 4.625%
HK$43,947
+HK$2,520/mo
Deposit HK$8.55M · loan HK$8.55M · min. income ≈ HK$82,854/mo (50% DSR)
Upfront cash ≈ HK$9.19M (deposit + AVD stamp duty HK$641,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,367
−HK$2,343/mo
▼ 0.25% · 3.875%
HK$44,530
−HK$1,180/mo
Today · 4.125%
HK$45,710
baseline
▲ 0.50% · 4.625%
HK$48,120
+HK$2,410/mo
Deposit HK$8.55M · loan HK$8.55M · min. income ≈ HK$91,420/mo (50% DSR)
Upfront cash ≈ HK$9.19M (deposit + AVD stamp duty HK$641,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,779
−HK$2,933/mo
▼ 0.25% · 3.875%
HK$48,234
−HK$1,478/mo
Today · 4.125%
HK$49,712
baseline
▲ 0.50% · 4.625%
HK$52,737
+HK$3,025/mo
Deposit HK$6.84M · loan HK$10.26M · min. income ≈ HK$99,424/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$641,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,041
−HK$2,811/mo
▼ 0.25% · 3.875%
HK$53,436
−HK$1,416/mo
Today · 4.125%
HK$54,852
baseline
▲ 0.50% · 4.625%
HK$57,744
+HK$2,892/mo
Deposit HK$6.84M · loan HK$10.26M · min. income ≈ HK$109,704/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$641,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,575
−HK$3,422/mo
▼ 0.25% · 3.875%
HK$56,273
−HK$1,724/mo
Today · 4.125%
HK$57,997
baseline
▲ 0.50% · 4.625%
HK$61,526
+HK$3,529/mo
Deposit HK$5.13M · loan HK$11.97M · min. income ≈ HK$115,994/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$641,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,714
−HK$3,280/mo
▼ 0.25% · 3.875%
HK$62,342
−HK$1,652/mo
Today · 4.125%
HK$63,994
baseline
▲ 0.50% · 4.625%
HK$67,367
+HK$3,373/mo
Deposit HK$5.13M · loan HK$11.97M · min. income ≈ HK$127,988/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$641,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,168
−HK$4,400/mo
▼ 0.25% · 3.875%
HK$72,350
−HK$2,218/mo
Today · 4.125%
HK$74,568
baseline
▲ 0.50% · 4.625%
HK$79,105
+HK$4,537/mo
Deposit HK$1.71M · loan HK$15.39M · min. income ≈ HK$149,136/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$641,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,061
−HK$4,217/mo
▼ 0.25% · 3.875%
HK$80,155
−HK$2,123/mo
Today · 4.125%
HK$82,278
baseline
▲ 0.50% · 4.625%
HK$86,615
+HK$4,337/mo
Deposit HK$1.71M · loan HK$15.39M · min. income ≈ HK$164,556/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$641,081 · Scale 2, in force from 26 Feb 2026)