LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,982
−HK$2,445/mo
▼ 0.25% · 3.875%
HK$40,195
−HK$1,232/mo
Today · 4.125%
HK$41,427
baseline
▲ 0.50% · 4.625%
HK$43,948
+HK$2,521/mo
Deposit HK$8.55M · loan HK$8.55M · min. income ≈ HK$82,854/mo (50% DSR)
Upfront cash ≈ HK$9.19M (deposit + AVD stamp duty HK$641,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,367
−HK$2,343/mo
▼ 0.25% · 3.875%
HK$44,531
−HK$1,179/mo
Today · 4.125%
HK$45,710
baseline
▲ 0.50% · 4.625%
HK$48,120
+HK$2,410/mo
Deposit HK$8.55M · loan HK$8.55M · min. income ≈ HK$91,420/mo (50% DSR)
Upfront cash ≈ HK$9.19M (deposit + AVD stamp duty HK$641,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,779
−HK$2,933/mo
▼ 0.25% · 3.875%
HK$48,234
−HK$1,478/mo
Today · 4.125%
HK$49,712
baseline
▲ 0.50% · 4.625%
HK$52,737
+HK$3,025/mo
Deposit HK$6.84M · loan HK$10.26M · min. income ≈ HK$99,424/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$641,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,041
−HK$2,812/mo
▼ 0.25% · 3.875%
HK$53,437
−HK$1,416/mo
Today · 4.125%
HK$54,853
baseline
▲ 0.50% · 4.625%
HK$57,744
+HK$2,891/mo
Deposit HK$6.84M · loan HK$10.26M · min. income ≈ HK$109,706/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$641,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,575
−HK$3,423/mo
▼ 0.25% · 3.875%
HK$56,273
−HK$1,725/mo
Today · 4.125%
HK$57,998
baseline
▲ 0.50% · 4.625%
HK$61,527
+HK$3,529/mo
Deposit HK$5.13M · loan HK$11.97M · min. income ≈ HK$115,996/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$641,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,714
−HK$3,281/mo
▼ 0.25% · 3.875%
HK$62,343
−HK$1,652/mo
Today · 4.125%
HK$63,995
baseline
▲ 0.50% · 4.625%
HK$67,368
+HK$3,373/mo
Deposit HK$5.13M · loan HK$11.97M · min. income ≈ HK$127,990/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$641,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,168
−HK$4,400/mo
▼ 0.25% · 3.875%
HK$72,351
−HK$2,217/mo
Today · 4.125%
HK$74,568
baseline
▲ 0.50% · 4.625%
HK$79,106
+HK$4,538/mo
Deposit HK$1.71M · loan HK$15.39M · min. income ≈ HK$149,136/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$641,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,061
−HK$4,218/mo
▼ 0.25% · 3.875%
HK$80,155
−HK$2,124/mo
Today · 4.125%
HK$82,279
baseline
▲ 0.50% · 4.625%
HK$86,616
+HK$4,337/mo
Deposit HK$1.71M · loan HK$15.39M · min. income ≈ HK$164,558/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$641,085 · Scale 2, in force from 26 Feb 2026)