LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,984
−HK$2,444/mo
▼ 0.25% · 3.875%
HK$40,196
−HK$1,232/mo
Today · 4.125%
HK$41,428
baseline
▲ 0.50% · 4.625%
HK$43,949
+HK$2,521/mo
Deposit HK$8.55M · loan HK$8.55M · min. income ≈ HK$82,856/mo (50% DSR)
Upfront cash ≈ HK$9.19M (deposit + AVD stamp duty HK$641,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,369
−HK$2,343/mo
▼ 0.25% · 3.875%
HK$44,532
−HK$1,180/mo
Today · 4.125%
HK$45,712
baseline
▲ 0.50% · 4.625%
HK$48,122
+HK$2,410/mo
Deposit HK$8.55M · loan HK$8.55M · min. income ≈ HK$91,424/mo (50% DSR)
Upfront cash ≈ HK$9.19M (deposit + AVD stamp duty HK$641,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,781
−HK$2,933/mo
▼ 0.25% · 3.875%
HK$48,236
−HK$1,478/mo
Today · 4.125%
HK$49,714
baseline
▲ 0.50% · 4.625%
HK$52,739
+HK$3,025/mo
Deposit HK$6.84M · loan HK$10.26M · min. income ≈ HK$99,428/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$641,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,043
−HK$2,812/mo
▼ 0.25% · 3.875%
HK$53,439
−HK$1,416/mo
Today · 4.125%
HK$54,855
baseline
▲ 0.50% · 4.625%
HK$57,746
+HK$2,891/mo
Deposit HK$6.84M · loan HK$10.26M · min. income ≈ HK$109,710/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$641,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,577
−HK$3,423/mo
▼ 0.25% · 3.875%
HK$56,275
−HK$1,725/mo
Today · 4.125%
HK$58,000
baseline
▲ 0.50% · 4.625%
HK$61,529
+HK$3,529/mo
Deposit HK$5.13M · loan HK$11.97M · min. income ≈ HK$116,000/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$641,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,717
−HK$3,280/mo
▼ 0.25% · 3.875%
HK$62,345
−HK$1,652/mo
Today · 4.125%
HK$63,997
baseline
▲ 0.50% · 4.625%
HK$67,370
+HK$3,373/mo
Deposit HK$5.13M · loan HK$11.97M · min. income ≈ HK$127,994/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$641,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,171
−HK$4,400/mo
▼ 0.25% · 3.875%
HK$72,354
−HK$2,217/mo
Today · 4.125%
HK$74,571
baseline
▲ 0.50% · 4.625%
HK$79,109
+HK$4,538/mo
Deposit HK$1.71M · loan HK$15.39M · min. income ≈ HK$149,142/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$641,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,064
−HK$4,218/mo
▼ 0.25% · 3.875%
HK$80,158
−HK$2,124/mo
Today · 4.125%
HK$82,282
baseline
▲ 0.50% · 4.625%
HK$86,619
+HK$4,337/mo
Deposit HK$1.71M · loan HK$15.39M · min. income ≈ HK$164,564/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$641,110 · Scale 2, in force from 26 Feb 2026)