LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,986
−HK$2,444/mo
▼ 0.25% · 3.875%
HK$40,198
−HK$1,232/mo
Today · 4.125%
HK$41,430
baseline
▲ 0.50% · 4.625%
HK$43,951
+HK$2,521/mo
Deposit HK$8.55M · loan HK$8.55M · min. income ≈ HK$82,860/mo (50% DSR)
Upfront cash ≈ HK$9.19M (deposit + AVD stamp duty HK$641,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,371
−HK$2,343/mo
▼ 0.25% · 3.875%
HK$44,534
−HK$1,180/mo
Today · 4.125%
HK$45,714
baseline
▲ 0.50% · 4.625%
HK$48,124
+HK$2,410/mo
Deposit HK$8.55M · loan HK$8.55M · min. income ≈ HK$91,428/mo (50% DSR)
Upfront cash ≈ HK$9.19M (deposit + AVD stamp duty HK$641,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,783
−HK$2,933/mo
▼ 0.25% · 3.875%
HK$48,238
−HK$1,478/mo
Today · 4.125%
HK$49,716
baseline
▲ 0.50% · 4.625%
HK$52,742
+HK$3,026/mo
Deposit HK$6.84M · loan HK$10.26M · min. income ≈ HK$99,432/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$641,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,045
−HK$2,812/mo
▼ 0.25% · 3.875%
HK$53,441
−HK$1,416/mo
Today · 4.125%
HK$54,857
baseline
▲ 0.50% · 4.625%
HK$57,749
+HK$2,892/mo
Deposit HK$6.84M · loan HK$10.26M · min. income ≈ HK$109,714/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$641,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,580
−HK$3,422/mo
▼ 0.25% · 3.875%
HK$56,278
−HK$1,724/mo
Today · 4.125%
HK$58,002
baseline
▲ 0.50% · 4.625%
HK$61,532
+HK$3,530/mo
Deposit HK$5.13M · loan HK$11.97M · min. income ≈ HK$116,004/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$641,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,719
−HK$3,281/mo
▼ 0.25% · 3.875%
HK$62,348
−HK$1,652/mo
Today · 4.125%
HK$64,000
baseline
▲ 0.50% · 4.625%
HK$67,374
+HK$3,374/mo
Deposit HK$5.13M · loan HK$11.97M · min. income ≈ HK$128,000/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$641,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,174
−HK$4,401/mo
▼ 0.25% · 3.875%
HK$72,357
−HK$2,218/mo
Today · 4.125%
HK$74,575
baseline
▲ 0.50% · 4.625%
HK$79,112
+HK$4,537/mo
Deposit HK$1.71M · loan HK$15.39M · min. income ≈ HK$149,150/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$641,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,068
−HK$4,218/mo
▼ 0.25% · 3.875%
HK$80,162
−HK$2,124/mo
Today · 4.125%
HK$82,286
baseline
▲ 0.50% · 4.625%
HK$86,623
+HK$4,337/mo
Deposit HK$1.71M · loan HK$15.39M · min. income ≈ HK$164,572/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$641,139 · Scale 2, in force from 26 Feb 2026)