LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,989
−HK$2,445/mo
▼ 0.25% · 3.875%
HK$40,201
−HK$1,233/mo
Today · 4.125%
HK$41,434
baseline
▲ 0.50% · 4.625%
HK$43,955
+HK$2,521/mo
Deposit HK$8.55M · loan HK$8.55M · min. income ≈ HK$82,868/mo (50% DSR)
Upfront cash ≈ HK$9.19M (deposit + AVD stamp duty HK$641,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,374
−HK$2,344/mo
▼ 0.25% · 3.875%
HK$44,538
−HK$1,180/mo
Today · 4.125%
HK$45,718
baseline
▲ 0.50% · 4.625%
HK$48,128
+HK$2,410/mo
Deposit HK$8.55M · loan HK$8.55M · min. income ≈ HK$91,436/mo (50% DSR)
Upfront cash ≈ HK$9.19M (deposit + AVD stamp duty HK$641,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,786
−HK$2,934/mo
▼ 0.25% · 3.875%
HK$48,242
−HK$1,478/mo
Today · 4.125%
HK$49,720
baseline
▲ 0.50% · 4.625%
HK$52,746
+HK$3,026/mo
Deposit HK$6.84M · loan HK$10.26M · min. income ≈ HK$99,440/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$641,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,049
−HK$2,812/mo
▼ 0.25% · 3.875%
HK$53,445
−HK$1,416/mo
Today · 4.125%
HK$54,861
baseline
▲ 0.50% · 4.625%
HK$57,753
+HK$2,892/mo
Deposit HK$6.84M · loan HK$10.26M · min. income ≈ HK$109,722/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$641,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,584
−HK$3,423/mo
▼ 0.25% · 3.875%
HK$56,282
−HK$1,725/mo
Today · 4.125%
HK$58,007
baseline
▲ 0.50% · 4.625%
HK$61,537
+HK$3,530/mo
Deposit HK$5.13M · loan HK$11.97M · min. income ≈ HK$116,014/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$641,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,724
−HK$3,281/mo
▼ 0.25% · 3.875%
HK$62,353
−HK$1,652/mo
Today · 4.125%
HK$64,005
baseline
▲ 0.50% · 4.625%
HK$67,379
+HK$3,374/mo
Deposit HK$5.13M · loan HK$11.97M · min. income ≈ HK$128,010/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$641,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,180
−HK$4,400/mo
▼ 0.25% · 3.875%
HK$72,363
−HK$2,217/mo
Today · 4.125%
HK$74,580
baseline
▲ 0.50% · 4.625%
HK$79,118
+HK$4,538/mo
Deposit HK$1.71M · loan HK$15.39M · min. income ≈ HK$149,160/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$641,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,074
−HK$4,218/mo
▼ 0.25% · 3.875%
HK$80,168
−HK$2,124/mo
Today · 4.125%
HK$82,292
baseline
▲ 0.50% · 4.625%
HK$86,630
+HK$4,338/mo
Deposit HK$1.71M · loan HK$15.39M · min. income ≈ HK$164,584/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$641,189 · Scale 2, in force from 26 Feb 2026)