LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,991
−HK$2,445/mo
▼ 0.25% · 3.875%
HK$40,204
−HK$1,232/mo
Today · 4.125%
HK$41,436
baseline
▲ 0.50% · 4.625%
HK$43,957
+HK$2,521/mo
Deposit HK$8.55M · loan HK$8.55M · min. income ≈ HK$82,872/mo (50% DSR)
Upfront cash ≈ HK$9.19M (deposit + AVD stamp duty HK$641,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,377
−HK$2,343/mo
▼ 0.25% · 3.875%
HK$44,540
−HK$1,180/mo
Today · 4.125%
HK$45,720
baseline
▲ 0.50% · 4.625%
HK$48,130
+HK$2,410/mo
Deposit HK$8.55M · loan HK$8.55M · min. income ≈ HK$91,440/mo (50% DSR)
Upfront cash ≈ HK$9.19M (deposit + AVD stamp duty HK$641,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,789
−HK$2,934/mo
▼ 0.25% · 3.875%
HK$48,244
−HK$1,479/mo
Today · 4.125%
HK$49,723
baseline
▲ 0.50% · 4.625%
HK$52,749
+HK$3,026/mo
Deposit HK$6.84M · loan HK$10.26M · min. income ≈ HK$99,446/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$641,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,052
−HK$2,812/mo
▼ 0.25% · 3.875%
HK$53,448
−HK$1,416/mo
Today · 4.125%
HK$54,864
baseline
▲ 0.50% · 4.625%
HK$57,756
+HK$2,892/mo
Deposit HK$6.84M · loan HK$10.26M · min. income ≈ HK$109,728/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$641,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,587
−HK$3,423/mo
▼ 0.25% · 3.875%
HK$56,285
−HK$1,725/mo
Today · 4.125%
HK$58,010
baseline
▲ 0.50% · 4.625%
HK$61,540
+HK$3,530/mo
Deposit HK$5.13M · loan HK$11.97M · min. income ≈ HK$116,020/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$641,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,728
−HK$3,281/mo
▼ 0.25% · 3.875%
HK$62,356
−HK$1,653/mo
Today · 4.125%
HK$64,009
baseline
▲ 0.50% · 4.625%
HK$67,383
+HK$3,374/mo
Deposit HK$5.13M · loan HK$11.97M · min. income ≈ HK$128,018/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$641,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,183
−HK$4,402/mo
▼ 0.25% · 3.875%
HK$72,367
−HK$2,218/mo
Today · 4.125%
HK$74,585
baseline
▲ 0.50% · 4.625%
HK$79,123
+HK$4,538/mo
Deposit HK$1.71M · loan HK$15.39M · min. income ≈ HK$149,170/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$641,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,078
−HK$4,219/mo
▼ 0.25% · 3.875%
HK$80,172
−HK$2,125/mo
Today · 4.125%
HK$82,297
baseline
▲ 0.50% · 4.625%
HK$86,635
+HK$4,338/mo
Deposit HK$1.71M · loan HK$15.39M · min. income ≈ HK$164,594/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$641,225 · Scale 2, in force from 26 Feb 2026)