LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,992
−HK$2,445/mo
▼ 0.25% · 3.875%
HK$40,205
−HK$1,232/mo
Today · 4.125%
HK$41,437
baseline
▲ 0.50% · 4.625%
HK$43,958
+HK$2,521/mo
Deposit HK$8.55M · loan HK$8.55M · min. income ≈ HK$82,874/mo (50% DSR)
Upfront cash ≈ HK$9.19M (deposit + AVD stamp duty HK$641,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,378
−HK$2,343/mo
▼ 0.25% · 3.875%
HK$44,541
−HK$1,180/mo
Today · 4.125%
HK$45,721
baseline
▲ 0.50% · 4.625%
HK$48,131
+HK$2,410/mo
Deposit HK$8.55M · loan HK$8.55M · min. income ≈ HK$91,442/mo (50% DSR)
Upfront cash ≈ HK$9.19M (deposit + AVD stamp duty HK$641,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,790
−HK$2,934/mo
▼ 0.25% · 3.875%
HK$48,245
−HK$1,479/mo
Today · 4.125%
HK$49,724
baseline
▲ 0.50% · 4.625%
HK$52,750
+HK$3,026/mo
Deposit HK$6.84M · loan HK$10.26M · min. income ≈ HK$99,448/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$641,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,053
−HK$2,813/mo
▼ 0.25% · 3.875%
HK$53,449
−HK$1,417/mo
Today · 4.125%
HK$54,866
baseline
▲ 0.50% · 4.625%
HK$57,758
+HK$2,892/mo
Deposit HK$6.84M · loan HK$10.26M · min. income ≈ HK$109,732/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$641,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,588
−HK$3,423/mo
▼ 0.25% · 3.875%
HK$56,286
−HK$1,725/mo
Today · 4.125%
HK$58,011
baseline
▲ 0.50% · 4.625%
HK$61,541
+HK$3,530/mo
Deposit HK$5.13M · loan HK$11.97M · min. income ≈ HK$116,022/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$641,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,729
−HK$3,281/mo
▼ 0.25% · 3.875%
HK$62,358
−HK$1,652/mo
Today · 4.125%
HK$64,010
baseline
▲ 0.50% · 4.625%
HK$67,384
+HK$3,374/mo
Deposit HK$5.13M · loan HK$11.97M · min. income ≈ HK$128,020/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$641,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,185
−HK$4,401/mo
▼ 0.25% · 3.875%
HK$72,368
−HK$2,218/mo
Today · 4.125%
HK$74,586
baseline
▲ 0.50% · 4.625%
HK$79,125
+HK$4,539/mo
Deposit HK$1.71M · loan HK$15.39M · min. income ≈ HK$149,172/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$641,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,080
−HK$4,219/mo
▼ 0.25% · 3.875%
HK$80,174
−HK$2,125/mo
Today · 4.125%
HK$82,299
baseline
▲ 0.50% · 4.625%
HK$86,637
+HK$4,338/mo
Deposit HK$1.71M · loan HK$15.39M · min. income ≈ HK$164,598/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$641,238 · Scale 2, in force from 26 Feb 2026)