LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,992
−HK$2,445/mo
▼ 0.25% · 3.875%
HK$40,205
−HK$1,232/mo
Today · 4.125%
HK$41,437
baseline
▲ 0.50% · 4.625%
HK$43,959
+HK$2,522/mo
Deposit HK$8.55M · loan HK$8.55M · min. income ≈ HK$82,874/mo (50% DSR)
Upfront cash ≈ HK$9.19M (deposit + AVD stamp duty HK$641,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,378
−HK$2,344/mo
▼ 0.25% · 3.875%
HK$44,542
−HK$1,180/mo
Today · 4.125%
HK$45,722
baseline
▲ 0.50% · 4.625%
HK$48,132
+HK$2,410/mo
Deposit HK$8.55M · loan HK$8.55M · min. income ≈ HK$91,444/mo (50% DSR)
Upfront cash ≈ HK$9.19M (deposit + AVD stamp duty HK$641,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,790
−HK$2,935/mo
▼ 0.25% · 3.875%
HK$48,246
−HK$1,479/mo
Today · 4.125%
HK$49,725
baseline
▲ 0.50% · 4.625%
HK$52,750
+HK$3,025/mo
Deposit HK$6.84M · loan HK$10.26M · min. income ≈ HK$99,450/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$641,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,054
−HK$2,812/mo
▼ 0.25% · 3.875%
HK$53,450
−HK$1,416/mo
Today · 4.125%
HK$54,866
baseline
▲ 0.50% · 4.625%
HK$57,758
+HK$2,892/mo
Deposit HK$6.84M · loan HK$10.26M · min. income ≈ HK$109,732/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$641,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,589
−HK$3,423/mo
▼ 0.25% · 3.875%
HK$56,287
−HK$1,725/mo
Today · 4.125%
HK$58,012
baseline
▲ 0.50% · 4.625%
HK$61,542
+HK$3,530/mo
Deposit HK$5.13M · loan HK$11.97M · min. income ≈ HK$116,024/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$641,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,730
−HK$3,281/mo
▼ 0.25% · 3.875%
HK$62,358
−HK$1,653/mo
Today · 4.125%
HK$64,011
baseline
▲ 0.50% · 4.625%
HK$67,385
+HK$3,374/mo
Deposit HK$5.13M · loan HK$11.97M · min. income ≈ HK$128,022/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$641,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,186
−HK$4,401/mo
▼ 0.25% · 3.875%
HK$72,369
−HK$2,218/mo
Today · 4.125%
HK$74,587
baseline
▲ 0.50% · 4.625%
HK$79,125
+HK$4,538/mo
Deposit HK$1.71M · loan HK$15.39M · min. income ≈ HK$149,174/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$641,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,081
−HK$4,218/mo
▼ 0.25% · 3.875%
HK$80,175
−HK$2,124/mo
Today · 4.125%
HK$82,299
baseline
▲ 0.50% · 4.625%
HK$86,637
+HK$4,338/mo
Deposit HK$1.71M · loan HK$15.39M · min. income ≈ HK$164,598/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$641,245 · Scale 2, in force from 26 Feb 2026)