LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,993
−HK$2,445/mo
▼ 0.25% · 3.875%
HK$40,206
−HK$1,232/mo
Today · 4.125%
HK$41,438
baseline
▲ 0.50% · 4.625%
HK$43,960
+HK$2,522/mo
Deposit HK$8.55M · loan HK$8.55M · min. income ≈ HK$82,876/mo (50% DSR)
Upfront cash ≈ HK$9.19M (deposit + AVD stamp duty HK$641,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,379
−HK$2,344/mo
▼ 0.25% · 3.875%
HK$44,543
−HK$1,180/mo
Today · 4.125%
HK$45,723
baseline
▲ 0.50% · 4.625%
HK$48,133
+HK$2,410/mo
Deposit HK$8.55M · loan HK$8.55M · min. income ≈ HK$91,446/mo (50% DSR)
Upfront cash ≈ HK$9.19M (deposit + AVD stamp duty HK$641,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,792
−HK$2,934/mo
▼ 0.25% · 3.875%
HK$48,247
−HK$1,479/mo
Today · 4.125%
HK$49,726
baseline
▲ 0.50% · 4.625%
HK$52,751
+HK$3,025/mo
Deposit HK$6.84M · loan HK$10.26M · min. income ≈ HK$99,452/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$641,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,055
−HK$2,812/mo
▼ 0.25% · 3.875%
HK$53,451
−HK$1,416/mo
Today · 4.125%
HK$54,867
baseline
▲ 0.50% · 4.625%
HK$57,760
+HK$2,893/mo
Deposit HK$6.84M · loan HK$10.26M · min. income ≈ HK$109,734/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$641,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,590
−HK$3,423/mo
▼ 0.25% · 3.875%
HK$56,288
−HK$1,725/mo
Today · 4.125%
HK$58,013
baseline
▲ 0.50% · 4.625%
HK$61,543
+HK$3,530/mo
Deposit HK$5.13M · loan HK$11.97M · min. income ≈ HK$116,026/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$641,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,731
−HK$3,281/mo
▼ 0.25% · 3.875%
HK$62,360
−HK$1,652/mo
Today · 4.125%
HK$64,012
baseline
▲ 0.50% · 4.625%
HK$67,386
+HK$3,374/mo
Deposit HK$5.13M · loan HK$11.97M · min. income ≈ HK$128,024/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$641,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,187
−HK$4,402/mo
▼ 0.25% · 3.875%
HK$72,370
−HK$2,219/mo
Today · 4.125%
HK$74,589
baseline
▲ 0.50% · 4.625%
HK$79,127
+HK$4,538/mo
Deposit HK$1.71M · loan HK$15.39M · min. income ≈ HK$149,178/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$641,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,083
−HK$4,218/mo
▼ 0.25% · 3.875%
HK$80,177
−HK$2,124/mo
Today · 4.125%
HK$82,301
baseline
▲ 0.50% · 4.625%
HK$86,639
+HK$4,338/mo
Deposit HK$1.71M · loan HK$15.39M · min. income ≈ HK$164,602/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$641,259 · Scale 2, in force from 26 Feb 2026)