LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,995
−HK$2,445/mo
▼ 0.25% · 3.875%
HK$40,208
−HK$1,232/mo
Today · 4.125%
HK$41,440
baseline
▲ 0.50% · 4.625%
HK$43,961
+HK$2,521/mo
Deposit HK$8.55M · loan HK$8.55M · min. income ≈ HK$82,880/mo (50% DSR)
Upfront cash ≈ HK$9.19M (deposit + AVD stamp duty HK$641,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,381
−HK$2,344/mo
▼ 0.25% · 3.875%
HK$44,545
−HK$1,180/mo
Today · 4.125%
HK$45,725
baseline
▲ 0.50% · 4.625%
HK$48,135
+HK$2,410/mo
Deposit HK$8.55M · loan HK$8.55M · min. income ≈ HK$91,450/mo (50% DSR)
Upfront cash ≈ HK$9.19M (deposit + AVD stamp duty HK$641,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,793
−HK$2,935/mo
▼ 0.25% · 3.875%
HK$48,249
−HK$1,479/mo
Today · 4.125%
HK$49,728
baseline
▲ 0.50% · 4.625%
HK$52,754
+HK$3,026/mo
Deposit HK$6.84M · loan HK$10.26M · min. income ≈ HK$99,456/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$641,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,057
−HK$2,813/mo
▼ 0.25% · 3.875%
HK$53,453
−HK$1,417/mo
Today · 4.125%
HK$54,870
baseline
▲ 0.50% · 4.625%
HK$57,762
+HK$2,892/mo
Deposit HK$6.84M · loan HK$10.26M · min. income ≈ HK$109,740/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$641,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,592
−HK$3,424/mo
▼ 0.25% · 3.875%
HK$56,291
−HK$1,725/mo
Today · 4.125%
HK$58,016
baseline
▲ 0.50% · 4.625%
HK$61,546
+HK$3,530/mo
Deposit HK$5.13M · loan HK$11.97M · min. income ≈ HK$116,032/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$641,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,733
−HK$3,282/mo
▼ 0.25% · 3.875%
HK$62,362
−HK$1,653/mo
Today · 4.125%
HK$64,015
baseline
▲ 0.50% · 4.625%
HK$67,389
+HK$3,374/mo
Deposit HK$5.13M · loan HK$11.97M · min. income ≈ HK$128,030/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$641,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,190
−HK$4,402/mo
▼ 0.25% · 3.875%
HK$72,374
−HK$2,218/mo
Today · 4.125%
HK$74,592
baseline
▲ 0.50% · 4.625%
HK$79,130
+HK$4,538/mo
Deposit HK$1.71M · loan HK$15.39M · min. income ≈ HK$149,184/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$641,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,086
−HK$4,219/mo
▼ 0.25% · 3.875%
HK$80,180
−HK$2,125/mo
Today · 4.125%
HK$82,305
baseline
▲ 0.50% · 4.625%
HK$86,643
+HK$4,338/mo
Deposit HK$1.71M · loan HK$15.39M · min. income ≈ HK$164,610/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$641,286 · Scale 2, in force from 26 Feb 2026)