LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,996
−HK$2,446/mo
▼ 0.25% · 3.875%
HK$40,209
−HK$1,233/mo
Today · 4.125%
HK$41,442
baseline
▲ 0.50% · 4.625%
HK$43,963
+HK$2,521/mo
Deposit HK$8.55M · loan HK$8.55M · min. income ≈ HK$82,884/mo (50% DSR)
Upfront cash ≈ HK$9.19M (deposit + AVD stamp duty HK$641,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,383
−HK$2,344/mo
▼ 0.25% · 3.875%
HK$44,546
−HK$1,181/mo
Today · 4.125%
HK$45,727
baseline
▲ 0.50% · 4.625%
HK$48,137
+HK$2,410/mo
Deposit HK$8.55M · loan HK$8.55M · min. income ≈ HK$91,454/mo (50% DSR)
Upfront cash ≈ HK$9.19M (deposit + AVD stamp duty HK$641,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,795
−HK$2,935/mo
▼ 0.25% · 3.875%
HK$48,251
−HK$1,479/mo
Today · 4.125%
HK$49,730
baseline
▲ 0.50% · 4.625%
HK$52,756
+HK$3,026/mo
Deposit HK$6.84M · loan HK$10.26M · min. income ≈ HK$99,460/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$641,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,059
−HK$2,813/mo
▼ 0.25% · 3.875%
HK$53,456
−HK$1,416/mo
Today · 4.125%
HK$54,872
baseline
▲ 0.50% · 4.625%
HK$57,764
+HK$2,892/mo
Deposit HK$6.84M · loan HK$10.26M · min. income ≈ HK$109,744/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$641,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,595
−HK$3,423/mo
▼ 0.25% · 3.875%
HK$56,293
−HK$1,725/mo
Today · 4.125%
HK$58,018
baseline
▲ 0.50% · 4.625%
HK$61,548
+HK$3,530/mo
Deposit HK$5.13M · loan HK$11.97M · min. income ≈ HK$116,036/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$641,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,736
−HK$3,281/mo
▼ 0.25% · 3.875%
HK$62,365
−HK$1,652/mo
Today · 4.125%
HK$64,017
baseline
▲ 0.50% · 4.625%
HK$67,392
+HK$3,375/mo
Deposit HK$5.13M · loan HK$11.97M · min. income ≈ HK$128,034/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$641,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,193
−HK$4,402/mo
▼ 0.25% · 3.875%
HK$72,377
−HK$2,218/mo
Today · 4.125%
HK$74,595
baseline
▲ 0.50% · 4.625%
HK$79,134
+HK$4,539/mo
Deposit HK$1.71M · loan HK$15.39M · min. income ≈ HK$149,190/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$641,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,089
−HK$4,219/mo
▼ 0.25% · 3.875%
HK$80,183
−HK$2,125/mo
Today · 4.125%
HK$82,308
baseline
▲ 0.50% · 4.625%
HK$86,647
+HK$4,339/mo
Deposit HK$1.71M · loan HK$15.39M · min. income ≈ HK$164,616/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$641,313 · Scale 2, in force from 26 Feb 2026)