LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,998
−HK$2,446/mo
▼ 0.25% · 3.875%
HK$40,211
−HK$1,233/mo
Today · 4.125%
HK$41,444
baseline
▲ 0.50% · 4.625%
HK$43,965
+HK$2,521/mo
Deposit HK$8.55M · loan HK$8.55M · min. income ≈ HK$82,888/mo (50% DSR)
Upfront cash ≈ HK$9.19M (deposit + AVD stamp duty HK$641,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,385
−HK$2,344/mo
▼ 0.25% · 3.875%
HK$44,548
−HK$1,181/mo
Today · 4.125%
HK$45,729
baseline
▲ 0.50% · 4.625%
HK$48,139
+HK$2,410/mo
Deposit HK$8.55M · loan HK$8.55M · min. income ≈ HK$91,458/mo (50% DSR)
Upfront cash ≈ HK$9.19M (deposit + AVD stamp duty HK$641,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,798
−HK$2,934/mo
▼ 0.25% · 3.875%
HK$48,253
−HK$1,479/mo
Today · 4.125%
HK$49,732
baseline
▲ 0.50% · 4.625%
HK$52,758
+HK$3,026/mo
Deposit HK$6.84M · loan HK$10.26M · min. income ≈ HK$99,464/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$641,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,062
−HK$2,813/mo
▼ 0.25% · 3.875%
HK$53,458
−HK$1,417/mo
Today · 4.125%
HK$54,875
baseline
▲ 0.50% · 4.625%
HK$57,767
+HK$2,892/mo
Deposit HK$6.84M · loan HK$10.26M · min. income ≈ HK$109,750/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$641,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,597
−HK$3,424/mo
▼ 0.25% · 3.875%
HK$56,296
−HK$1,725/mo
Today · 4.125%
HK$58,021
baseline
▲ 0.50% · 4.625%
HK$61,551
+HK$3,530/mo
Deposit HK$5.13M · loan HK$11.97M · min. income ≈ HK$116,042/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$641,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,739
−HK$3,281/mo
▼ 0.25% · 3.875%
HK$62,368
−HK$1,652/mo
Today · 4.125%
HK$64,020
baseline
▲ 0.50% · 4.625%
HK$67,395
+HK$3,375/mo
Deposit HK$5.13M · loan HK$11.97M · min. income ≈ HK$128,040/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$641,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,196
−HK$4,402/mo
▼ 0.25% · 3.875%
HK$72,380
−HK$2,218/mo
Today · 4.125%
HK$74,598
baseline
▲ 0.50% · 4.625%
HK$79,138
+HK$4,540/mo
Deposit HK$1.71M · loan HK$15.39M · min. income ≈ HK$149,196/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$641,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,093
−HK$4,219/mo
▼ 0.25% · 3.875%
HK$80,187
−HK$2,125/mo
Today · 4.125%
HK$82,312
baseline
▲ 0.50% · 4.625%
HK$86,651
+HK$4,339/mo
Deposit HK$1.71M · loan HK$15.39M · min. income ≈ HK$164,624/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$641,343 · Scale 2, in force from 26 Feb 2026)