LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,998
−HK$2,446/mo
▼ 0.25% · 3.875%
HK$40,211
−HK$1,233/mo
Today · 4.125%
HK$41,444
baseline
▲ 0.50% · 4.625%
HK$43,966
+HK$2,522/mo
Deposit HK$8.55M · loan HK$8.55M · min. income ≈ HK$82,888/mo (50% DSR)
Upfront cash ≈ HK$9.19M (deposit + AVD stamp duty HK$641,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,385
−HK$2,344/mo
▼ 0.25% · 3.875%
HK$44,549
−HK$1,180/mo
Today · 4.125%
HK$45,729
baseline
▲ 0.50% · 4.625%
HK$48,140
+HK$2,411/mo
Deposit HK$8.55M · loan HK$8.55M · min. income ≈ HK$91,458/mo (50% DSR)
Upfront cash ≈ HK$9.19M (deposit + AVD stamp duty HK$641,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,798
−HK$2,935/mo
▼ 0.25% · 3.875%
HK$48,254
−HK$1,479/mo
Today · 4.125%
HK$49,733
baseline
▲ 0.50% · 4.625%
HK$52,759
+HK$3,026/mo
Deposit HK$6.84M · loan HK$10.26M · min. income ≈ HK$99,466/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$641,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,062
−HK$2,813/mo
▼ 0.25% · 3.875%
HK$53,459
−HK$1,416/mo
Today · 4.125%
HK$54,875
baseline
▲ 0.50% · 4.625%
HK$57,768
+HK$2,893/mo
Deposit HK$6.84M · loan HK$10.26M · min. income ≈ HK$109,750/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$641,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,598
−HK$3,423/mo
▼ 0.25% · 3.875%
HK$56,296
−HK$1,725/mo
Today · 4.125%
HK$58,021
baseline
▲ 0.50% · 4.625%
HK$61,552
+HK$3,531/mo
Deposit HK$5.13M · loan HK$11.97M · min. income ≈ HK$116,042/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$641,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,739
−HK$3,282/mo
▼ 0.25% · 3.875%
HK$62,368
−HK$1,653/mo
Today · 4.125%
HK$64,021
baseline
▲ 0.50% · 4.625%
HK$67,396
+HK$3,375/mo
Deposit HK$5.13M · loan HK$11.97M · min. income ≈ HK$128,042/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$641,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,197
−HK$4,402/mo
▼ 0.25% · 3.875%
HK$72,381
−HK$2,218/mo
Today · 4.125%
HK$74,599
baseline
▲ 0.50% · 4.625%
HK$79,138
+HK$4,539/mo
Deposit HK$1.71M · loan HK$15.39M · min. income ≈ HK$149,198/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$641,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,094
−HK$4,219/mo
▼ 0.25% · 3.875%
HK$80,188
−HK$2,125/mo
Today · 4.125%
HK$82,313
baseline
▲ 0.50% · 4.625%
HK$86,652
+HK$4,339/mo
Deposit HK$1.71M · loan HK$15.39M · min. income ≈ HK$164,626/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$641,349 · Scale 2, in force from 26 Feb 2026)