LTV · monthly repayment
▼ 0.50% · 3.625%
HK$38,999
−HK$2,446/mo
▼ 0.25% · 3.875%
HK$40,212
−HK$1,233/mo
Today · 4.125%
HK$41,445
baseline
▲ 0.50% · 4.625%
HK$43,967
+HK$2,522/mo
Deposit HK$8.55M · loan HK$8.55M · min. income ≈ HK$82,890/mo (50% DSR)
Upfront cash ≈ HK$9.19M (deposit + AVD stamp duty HK$641,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,386
−HK$2,344/mo
▼ 0.25% · 3.875%
HK$44,550
−HK$1,180/mo
Today · 4.125%
HK$45,730
baseline
▲ 0.50% · 4.625%
HK$48,141
+HK$2,411/mo
Deposit HK$8.55M · loan HK$8.55M · min. income ≈ HK$91,460/mo (50% DSR)
Upfront cash ≈ HK$9.19M (deposit + AVD stamp duty HK$641,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,799
−HK$2,935/mo
▼ 0.25% · 3.875%
HK$48,255
−HK$1,479/mo
Today · 4.125%
HK$49,734
baseline
▲ 0.50% · 4.625%
HK$52,760
+HK$3,026/mo
Deposit HK$6.84M · loan HK$10.26M · min. income ≈ HK$99,468/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$641,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,064
−HK$2,812/mo
▼ 0.25% · 3.875%
HK$53,460
−HK$1,416/mo
Today · 4.125%
HK$54,876
baseline
▲ 0.50% · 4.625%
HK$57,769
+HK$2,893/mo
Deposit HK$6.84M · loan HK$10.26M · min. income ≈ HK$109,752/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$641,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,599
−HK$3,424/mo
▼ 0.25% · 3.875%
HK$56,297
−HK$1,726/mo
Today · 4.125%
HK$58,023
baseline
▲ 0.50% · 4.625%
HK$61,553
+HK$3,530/mo
Deposit HK$5.13M · loan HK$11.97M · min. income ≈ HK$116,046/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$641,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,741
−HK$3,282/mo
▼ 0.25% · 3.875%
HK$62,370
−HK$1,653/mo
Today · 4.125%
HK$64,023
baseline
▲ 0.50% · 4.625%
HK$67,397
+HK$3,374/mo
Deposit HK$5.13M · loan HK$11.97M · min. income ≈ HK$128,046/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$641,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,199
−HK$4,402/mo
▼ 0.25% · 3.875%
HK$72,382
−HK$2,219/mo
Today · 4.125%
HK$74,601
baseline
▲ 0.50% · 4.625%
HK$79,140
+HK$4,539/mo
Deposit HK$1.71M · loan HK$15.39M · min. income ≈ HK$149,202/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$641,365 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,095
−HK$4,220/mo
▼ 0.25% · 3.875%
HK$80,190
−HK$2,125/mo
Today · 4.125%
HK$82,315
baseline
▲ 0.50% · 4.625%
HK$86,654
+HK$4,339/mo
Deposit HK$1.71M · loan HK$15.39M · min. income ≈ HK$164,630/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$641,365 · Scale 2, in force from 26 Feb 2026)