LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,000
−HK$2,445/mo
▼ 0.25% · 3.875%
HK$40,213
−HK$1,232/mo
Today · 4.125%
HK$41,445
baseline
▲ 0.50% · 4.625%
HK$43,967
+HK$2,522/mo
Deposit HK$8.55M · loan HK$8.55M · min. income ≈ HK$82,890/mo (50% DSR)
Upfront cash ≈ HK$9.19M (deposit + AVD stamp duty HK$641,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,387
−HK$2,344/mo
▼ 0.25% · 3.875%
HK$44,551
−HK$1,180/mo
Today · 4.125%
HK$45,731
baseline
▲ 0.50% · 4.625%
HK$48,142
+HK$2,411/mo
Deposit HK$8.55M · loan HK$8.55M · min. income ≈ HK$91,462/mo (50% DSR)
Upfront cash ≈ HK$9.19M (deposit + AVD stamp duty HK$641,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,800
−HK$2,935/mo
▼ 0.25% · 3.875%
HK$48,256
−HK$1,479/mo
Today · 4.125%
HK$49,735
baseline
▲ 0.50% · 4.625%
HK$52,761
+HK$3,026/mo
Deposit HK$6.84M · loan HK$10.26M · min. income ≈ HK$99,470/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$641,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,064
−HK$2,813/mo
▼ 0.25% · 3.875%
HK$53,461
−HK$1,416/mo
Today · 4.125%
HK$54,877
baseline
▲ 0.50% · 4.625%
HK$57,770
+HK$2,893/mo
Deposit HK$6.84M · loan HK$10.26M · min. income ≈ HK$109,754/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$641,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,600
−HK$3,424/mo
▼ 0.25% · 3.875%
HK$56,298
−HK$1,726/mo
Today · 4.125%
HK$58,024
baseline
▲ 0.50% · 4.625%
HK$61,554
+HK$3,530/mo
Deposit HK$5.13M · loan HK$11.97M · min. income ≈ HK$116,048/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$641,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,742
−HK$3,281/mo
▼ 0.25% · 3.875%
HK$62,371
−HK$1,652/mo
Today · 4.125%
HK$64,023
baseline
▲ 0.50% · 4.625%
HK$67,398
+HK$3,375/mo
Deposit HK$5.13M · loan HK$11.97M · min. income ≈ HK$128,046/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$641,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,200
−HK$4,402/mo
▼ 0.25% · 3.875%
HK$72,383
−HK$2,219/mo
Today · 4.125%
HK$74,602
baseline
▲ 0.50% · 4.625%
HK$79,141
+HK$4,539/mo
Deposit HK$1.71M · loan HK$15.39M · min. income ≈ HK$149,204/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$641,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,096
−HK$4,220/mo
▼ 0.25% · 3.875%
HK$80,191
−HK$2,125/mo
Today · 4.125%
HK$82,316
baseline
▲ 0.50% · 4.625%
HK$86,655
+HK$4,339/mo
Deposit HK$1.71M · loan HK$15.39M · min. income ≈ HK$164,632/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$641,373 · Scale 2, in force from 26 Feb 2026)