LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,002
−HK$2,446/mo
▼ 0.25% · 3.875%
HK$40,215
−HK$1,233/mo
Today · 4.125%
HK$41,448
baseline
▲ 0.50% · 4.625%
HK$43,970
+HK$2,522/mo
Deposit HK$8.55M · loan HK$8.55M · min. income ≈ HK$82,896/mo (50% DSR)
Upfront cash ≈ HK$9.19M (deposit + AVD stamp duty HK$641,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,389
−HK$2,345/mo
▼ 0.25% · 3.875%
HK$44,553
−HK$1,181/mo
Today · 4.125%
HK$45,734
baseline
▲ 0.50% · 4.625%
HK$48,144
+HK$2,410/mo
Deposit HK$8.55M · loan HK$8.55M · min. income ≈ HK$91,468/mo (50% DSR)
Upfront cash ≈ HK$9.19M (deposit + AVD stamp duty HK$641,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,802
−HK$2,935/mo
▼ 0.25% · 3.875%
HK$48,258
−HK$1,479/mo
Today · 4.125%
HK$49,737
baseline
▲ 0.50% · 4.625%
HK$52,764
+HK$3,027/mo
Deposit HK$6.84M · loan HK$10.26M · min. income ≈ HK$99,474/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$641,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,067
−HK$2,813/mo
▼ 0.25% · 3.875%
HK$53,464
−HK$1,416/mo
Today · 4.125%
HK$54,880
baseline
▲ 0.50% · 4.625%
HK$57,773
+HK$2,893/mo
Deposit HK$6.84M · loan HK$10.26M · min. income ≈ HK$109,760/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$641,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,603
−HK$3,424/mo
▼ 0.25% · 3.875%
HK$56,301
−HK$1,726/mo
Today · 4.125%
HK$58,027
baseline
▲ 0.50% · 4.625%
HK$61,558
+HK$3,531/mo
Deposit HK$5.13M · loan HK$11.97M · min. income ≈ HK$116,054/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$641,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,745
−HK$3,282/mo
▼ 0.25% · 3.875%
HK$62,374
−HK$1,653/mo
Today · 4.125%
HK$64,027
baseline
▲ 0.50% · 4.625%
HK$67,402
+HK$3,375/mo
Deposit HK$5.13M · loan HK$11.97M · min. income ≈ HK$128,054/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$641,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,204
−HK$4,402/mo
▼ 0.25% · 3.875%
HK$72,387
−HK$2,219/mo
Today · 4.125%
HK$74,606
baseline
▲ 0.50% · 4.625%
HK$79,146
+HK$4,540/mo
Deposit HK$1.71M · loan HK$15.39M · min. income ≈ HK$149,212/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$641,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,101
−HK$4,220/mo
▼ 0.25% · 3.875%
HK$80,196
−HK$2,125/mo
Today · 4.125%
HK$82,321
baseline
▲ 0.50% · 4.625%
HK$86,660
+HK$4,339/mo
Deposit HK$1.71M · loan HK$15.39M · min. income ≈ HK$164,642/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$641,410 · Scale 2, in force from 26 Feb 2026)