LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,003
−HK$2,445/mo
▼ 0.25% · 3.875%
HK$40,216
−HK$1,232/mo
Today · 4.125%
HK$41,448
baseline
▲ 0.50% · 4.625%
HK$43,970
+HK$2,522/mo
Deposit HK$8.55M · loan HK$8.55M · min. income ≈ HK$82,896/mo (50% DSR)
Upfront cash ≈ HK$9.19M (deposit + AVD stamp duty HK$641,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,390
−HK$2,344/mo
▼ 0.25% · 3.875%
HK$44,554
−HK$1,180/mo
Today · 4.125%
HK$45,734
baseline
▲ 0.50% · 4.625%
HK$48,145
+HK$2,411/mo
Deposit HK$8.55M · loan HK$8.55M · min. income ≈ HK$91,468/mo (50% DSR)
Upfront cash ≈ HK$9.19M (deposit + AVD stamp duty HK$641,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,803
−HK$2,935/mo
▼ 0.25% · 3.875%
HK$48,259
−HK$1,479/mo
Today · 4.125%
HK$49,738
baseline
▲ 0.50% · 4.625%
HK$52,764
+HK$3,026/mo
Deposit HK$6.84M · loan HK$10.26M · min. income ≈ HK$99,476/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$641,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,068
−HK$2,813/mo
▼ 0.25% · 3.875%
HK$53,464
−HK$1,417/mo
Today · 4.125%
HK$54,881
baseline
▲ 0.50% · 4.625%
HK$57,774
+HK$2,893/mo
Deposit HK$6.84M · loan HK$10.26M · min. income ≈ HK$109,762/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$641,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,604
−HK$3,424/mo
▼ 0.25% · 3.875%
HK$56,302
−HK$1,726/mo
Today · 4.125%
HK$58,028
baseline
▲ 0.50% · 4.625%
HK$61,559
+HK$3,531/mo
Deposit HK$5.13M · loan HK$11.97M · min. income ≈ HK$116,056/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$641,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,746
−HK$3,282/mo
▼ 0.25% · 3.875%
HK$62,375
−HK$1,653/mo
Today · 4.125%
HK$64,028
baseline
▲ 0.50% · 4.625%
HK$67,403
+HK$3,375/mo
Deposit HK$5.13M · loan HK$11.97M · min. income ≈ HK$128,056/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$641,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,205
−HK$4,402/mo
▼ 0.25% · 3.875%
HK$72,388
−HK$2,219/mo
Today · 4.125%
HK$74,607
baseline
▲ 0.50% · 4.625%
HK$79,147
+HK$4,540/mo
Deposit HK$1.71M · loan HK$15.39M · min. income ≈ HK$149,214/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$641,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,102
−HK$4,219/mo
▼ 0.25% · 3.875%
HK$80,197
−HK$2,124/mo
Today · 4.125%
HK$82,321
baseline
▲ 0.50% · 4.625%
HK$86,661
+HK$4,340/mo
Deposit HK$1.71M · loan HK$15.39M · min. income ≈ HK$164,642/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$641,417 · Scale 2, in force from 26 Feb 2026)