LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,003
−HK$2,446/mo
▼ 0.25% · 3.875%
HK$40,216
−HK$1,233/mo
Today · 4.125%
HK$41,449
baseline
▲ 0.50% · 4.625%
HK$43,971
+HK$2,522/mo
Deposit HK$8.55M · loan HK$8.55M · min. income ≈ HK$82,898/mo (50% DSR)
Upfront cash ≈ HK$9.19M (deposit + AVD stamp duty HK$641,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,391
−HK$2,344/mo
▼ 0.25% · 3.875%
HK$44,554
−HK$1,181/mo
Today · 4.125%
HK$45,735
baseline
▲ 0.50% · 4.625%
HK$48,146
+HK$2,411/mo
Deposit HK$8.55M · loan HK$8.55M · min. income ≈ HK$91,470/mo (50% DSR)
Upfront cash ≈ HK$9.19M (deposit + AVD stamp duty HK$641,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,804
−HK$2,935/mo
▼ 0.25% · 3.875%
HK$48,260
−HK$1,479/mo
Today · 4.125%
HK$49,739
baseline
▲ 0.50% · 4.625%
HK$52,765
+HK$3,026/mo
Deposit HK$6.84M · loan HK$10.26M · min. income ≈ HK$99,478/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$641,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,069
−HK$2,813/mo
▼ 0.25% · 3.875%
HK$53,465
−HK$1,417/mo
Today · 4.125%
HK$54,882
baseline
▲ 0.50% · 4.625%
HK$57,775
+HK$2,893/mo
Deposit HK$6.84M · loan HK$10.26M · min. income ≈ HK$109,764/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$641,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,604
−HK$3,425/mo
▼ 0.25% · 3.875%
HK$56,303
−HK$1,726/mo
Today · 4.125%
HK$58,029
baseline
▲ 0.50% · 4.625%
HK$61,559
+HK$3,530/mo
Deposit HK$5.13M · loan HK$11.97M · min. income ≈ HK$116,058/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$641,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,747
−HK$3,282/mo
▼ 0.25% · 3.875%
HK$62,376
−HK$1,653/mo
Today · 4.125%
HK$64,029
baseline
▲ 0.50% · 4.625%
HK$67,404
+HK$3,375/mo
Deposit HK$5.13M · loan HK$11.97M · min. income ≈ HK$128,058/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$641,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,206
−HK$4,402/mo
▼ 0.25% · 3.875%
HK$72,389
−HK$2,219/mo
Today · 4.125%
HK$74,608
baseline
▲ 0.50% · 4.625%
HK$79,148
+HK$4,540/mo
Deposit HK$1.71M · loan HK$15.39M · min. income ≈ HK$149,216/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$641,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,103
−HK$4,220/mo
▼ 0.25% · 3.875%
HK$80,198
−HK$2,125/mo
Today · 4.125%
HK$82,323
baseline
▲ 0.50% · 4.625%
HK$86,662
+HK$4,339/mo
Deposit HK$1.71M · loan HK$15.39M · min. income ≈ HK$164,646/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$641,427 · Scale 2, in force from 26 Feb 2026)