LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,004
−HK$2,446/mo
▼ 0.25% · 3.875%
HK$40,217
−HK$1,233/mo
Today · 4.125%
HK$41,450
baseline
▲ 0.50% · 4.625%
HK$43,972
+HK$2,522/mo
Deposit HK$8.55M · loan HK$8.55M · min. income ≈ HK$82,900/mo (50% DSR)
Upfront cash ≈ HK$9.19M (deposit + AVD stamp duty HK$641,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,391
−HK$2,345/mo
▼ 0.25% · 3.875%
HK$44,555
−HK$1,181/mo
Today · 4.125%
HK$45,736
baseline
▲ 0.50% · 4.625%
HK$48,146
+HK$2,410/mo
Deposit HK$8.55M · loan HK$8.55M · min. income ≈ HK$91,472/mo (50% DSR)
Upfront cash ≈ HK$9.19M (deposit + AVD stamp duty HK$641,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,804
−HK$2,935/mo
▼ 0.25% · 3.875%
HK$48,260
−HK$1,479/mo
Today · 4.125%
HK$49,739
baseline
▲ 0.50% · 4.625%
HK$52,766
+HK$3,027/mo
Deposit HK$6.84M · loan HK$10.26M · min. income ≈ HK$99,478/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$641,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,069
−HK$2,814/mo
▼ 0.25% · 3.875%
HK$53,466
−HK$1,417/mo
Today · 4.125%
HK$54,883
baseline
▲ 0.50% · 4.625%
HK$57,776
+HK$2,893/mo
Deposit HK$6.84M · loan HK$10.26M · min. income ≈ HK$109,766/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$641,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,605
−HK$3,424/mo
▼ 0.25% · 3.875%
HK$56,304
−HK$1,725/mo
Today · 4.125%
HK$58,029
baseline
▲ 0.50% · 4.625%
HK$61,560
+HK$3,531/mo
Deposit HK$5.13M · loan HK$11.97M · min. income ≈ HK$116,058/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$641,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,748
−HK$3,282/mo
▼ 0.25% · 3.875%
HK$62,377
−HK$1,653/mo
Today · 4.125%
HK$64,030
baseline
▲ 0.50% · 4.625%
HK$67,405
+HK$3,375/mo
Deposit HK$5.13M · loan HK$11.97M · min. income ≈ HK$128,060/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$641,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,207
−HK$4,402/mo
▼ 0.25% · 3.875%
HK$72,390
−HK$2,219/mo
Today · 4.125%
HK$74,609
baseline
▲ 0.50% · 4.625%
HK$79,149
+HK$4,540/mo
Deposit HK$1.71M · loan HK$15.39M · min. income ≈ HK$149,218/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$641,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,104
−HK$4,220/mo
▼ 0.25% · 3.875%
HK$80,199
−HK$2,125/mo
Today · 4.125%
HK$82,324
baseline
▲ 0.50% · 4.625%
HK$86,663
+HK$4,339/mo
Deposit HK$1.71M · loan HK$15.39M · min. income ≈ HK$164,648/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$641,437 · Scale 2, in force from 26 Feb 2026)