LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,006
−HK$2,446/mo
▼ 0.25% · 3.875%
HK$40,220
−HK$1,232/mo
Today · 4.125%
HK$41,452
baseline
▲ 0.50% · 4.625%
HK$43,975
+HK$2,523/mo
Deposit HK$8.55M · loan HK$8.55M · min. income ≈ HK$82,904/mo (50% DSR)
Upfront cash ≈ HK$9.19M (deposit + AVD stamp duty HK$641,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,394
−HK$2,345/mo
▼ 0.25% · 3.875%
HK$44,558
−HK$1,181/mo
Today · 4.125%
HK$45,739
baseline
▲ 0.50% · 4.625%
HK$48,149
+HK$2,410/mo
Deposit HK$8.55M · loan HK$8.55M · min. income ≈ HK$91,478/mo (50% DSR)
Upfront cash ≈ HK$9.19M (deposit + AVD stamp duty HK$641,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,808
−HK$2,935/mo
▼ 0.25% · 3.875%
HK$48,263
−HK$1,480/mo
Today · 4.125%
HK$49,743
baseline
▲ 0.50% · 4.625%
HK$52,769
+HK$3,026/mo
Deposit HK$6.84M · loan HK$10.26M · min. income ≈ HK$99,486/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$641,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,073
−HK$2,813/mo
▼ 0.25% · 3.875%
HK$53,469
−HK$1,417/mo
Today · 4.125%
HK$54,886
baseline
▲ 0.50% · 4.625%
HK$57,779
+HK$2,893/mo
Deposit HK$6.84M · loan HK$10.26M · min. income ≈ HK$109,772/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$641,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,609
−HK$3,424/mo
▼ 0.25% · 3.875%
HK$56,307
−HK$1,726/mo
Today · 4.125%
HK$58,033
baseline
▲ 0.50% · 4.625%
HK$61,564
+HK$3,531/mo
Deposit HK$5.13M · loan HK$11.97M · min. income ≈ HK$116,066/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$641,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,752
−HK$3,282/mo
▼ 0.25% · 3.875%
HK$62,381
−HK$1,653/mo
Today · 4.125%
HK$64,034
baseline
▲ 0.50% · 4.625%
HK$67,409
+HK$3,375/mo
Deposit HK$5.13M · loan HK$11.97M · min. income ≈ HK$128,068/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$641,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,211
−HK$4,403/mo
▼ 0.25% · 3.875%
HK$72,395
−HK$2,219/mo
Today · 4.125%
HK$74,614
baseline
▲ 0.50% · 4.625%
HK$79,154
+HK$4,540/mo
Deposit HK$1.71M · loan HK$15.40M · min. income ≈ HK$149,228/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$641,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,109
−HK$4,220/mo
▼ 0.25% · 3.875%
HK$80,204
−HK$2,125/mo
Today · 4.125%
HK$82,329
baseline
▲ 0.50% · 4.625%
HK$86,669
+HK$4,340/mo
Deposit HK$1.71M · loan HK$15.40M · min. income ≈ HK$164,658/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$641,479 · Scale 2, in force from 26 Feb 2026)