LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,007
−HK$2,446/mo
▼ 0.25% · 3.875%
HK$40,220
−HK$1,233/mo
Today · 4.125%
HK$41,453
baseline
▲ 0.50% · 4.625%
HK$43,976
+HK$2,523/mo
Deposit HK$8.55M · loan HK$8.55M · min. income ≈ HK$82,906/mo (50% DSR)
Upfront cash ≈ HK$9.19M (deposit + AVD stamp duty HK$641,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,395
−HK$2,345/mo
▼ 0.25% · 3.875%
HK$44,559
−HK$1,181/mo
Today · 4.125%
HK$45,740
baseline
▲ 0.50% · 4.625%
HK$48,151
+HK$2,411/mo
Deposit HK$8.55M · loan HK$8.55M · min. income ≈ HK$91,480/mo (50% DSR)
Upfront cash ≈ HK$9.19M (deposit + AVD stamp duty HK$641,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,809
−HK$2,935/mo
▼ 0.25% · 3.875%
HK$48,265
−HK$1,479/mo
Today · 4.125%
HK$49,744
baseline
▲ 0.50% · 4.625%
HK$52,771
+HK$3,027/mo
Deposit HK$6.84M · loan HK$10.26M · min. income ≈ HK$99,488/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$641,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,074
−HK$2,813/mo
▼ 0.25% · 3.875%
HK$53,471
−HK$1,416/mo
Today · 4.125%
HK$54,887
baseline
▲ 0.50% · 4.625%
HK$57,781
+HK$2,894/mo
Deposit HK$6.84M · loan HK$10.26M · min. income ≈ HK$109,774/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$641,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,610
−HK$3,424/mo
▼ 0.25% · 3.875%
HK$56,309
−HK$1,725/mo
Today · 4.125%
HK$58,034
baseline
▲ 0.50% · 4.625%
HK$61,566
+HK$3,532/mo
Deposit HK$5.13M · loan HK$11.97M · min. income ≈ HK$116,068/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$641,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,753
−HK$3,282/mo
▼ 0.25% · 3.875%
HK$62,382
−HK$1,653/mo
Today · 4.125%
HK$64,035
baseline
▲ 0.50% · 4.625%
HK$67,411
+HK$3,376/mo
Deposit HK$5.13M · loan HK$11.97M · min. income ≈ HK$128,070/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$641,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,213
−HK$4,403/mo
▼ 0.25% · 3.875%
HK$72,397
−HK$2,219/mo
Today · 4.125%
HK$74,616
baseline
▲ 0.50% · 4.625%
HK$79,156
+HK$4,540/mo
Deposit HK$1.71M · loan HK$15.40M · min. income ≈ HK$149,232/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$641,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,111
−HK$4,220/mo
▼ 0.25% · 3.875%
HK$80,206
−HK$2,125/mo
Today · 4.125%
HK$82,331
baseline
▲ 0.50% · 4.625%
HK$86,671
+HK$4,340/mo
Deposit HK$1.71M · loan HK$15.40M · min. income ≈ HK$164,662/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$641,493 · Scale 2, in force from 26 Feb 2026)