LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,007
−HK$2,447/mo
▼ 0.25% · 3.875%
HK$40,221
−HK$1,233/mo
Today · 4.125%
HK$41,454
baseline
▲ 0.50% · 4.625%
HK$43,976
+HK$2,522/mo
Deposit HK$8.55M · loan HK$8.55M · min. income ≈ HK$82,908/mo (50% DSR)
Upfront cash ≈ HK$9.19M (deposit + AVD stamp duty HK$641,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,395
−HK$2,345/mo
▼ 0.25% · 3.875%
HK$44,559
−HK$1,181/mo
Today · 4.125%
HK$45,740
baseline
▲ 0.50% · 4.625%
HK$48,151
+HK$2,411/mo
Deposit HK$8.55M · loan HK$8.55M · min. income ≈ HK$91,480/mo (50% DSR)
Upfront cash ≈ HK$9.19M (deposit + AVD stamp duty HK$641,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,809
−HK$2,935/mo
▼ 0.25% · 3.875%
HK$48,265
−HK$1,479/mo
Today · 4.125%
HK$49,744
baseline
▲ 0.50% · 4.625%
HK$52,771
+HK$3,027/mo
Deposit HK$6.84M · loan HK$10.26M · min. income ≈ HK$99,488/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$641,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,074
−HK$2,814/mo
▼ 0.25% · 3.875%
HK$53,471
−HK$1,417/mo
Today · 4.125%
HK$54,888
baseline
▲ 0.50% · 4.625%
HK$57,781
+HK$2,893/mo
Deposit HK$6.84M · loan HK$10.26M · min. income ≈ HK$109,776/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$641,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,610
−HK$3,425/mo
▼ 0.25% · 3.875%
HK$56,309
−HK$1,726/mo
Today · 4.125%
HK$58,035
baseline
▲ 0.50% · 4.625%
HK$61,566
+HK$3,531/mo
Deposit HK$5.13M · loan HK$11.97M · min. income ≈ HK$116,070/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$641,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,753
−HK$3,283/mo
▼ 0.25% · 3.875%
HK$62,383
−HK$1,653/mo
Today · 4.125%
HK$64,036
baseline
▲ 0.50% · 4.625%
HK$67,411
+HK$3,375/mo
Deposit HK$5.13M · loan HK$11.97M · min. income ≈ HK$128,072/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$641,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,213
−HK$4,403/mo
▼ 0.25% · 3.875%
HK$72,397
−HK$2,219/mo
Today · 4.125%
HK$74,616
baseline
▲ 0.50% · 4.625%
HK$79,157
+HK$4,541/mo
Deposit HK$1.71M · loan HK$15.40M · min. income ≈ HK$149,232/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$641,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,112
−HK$4,220/mo
▼ 0.25% · 3.875%
HK$80,207
−HK$2,125/mo
Today · 4.125%
HK$82,332
baseline
▲ 0.50% · 4.625%
HK$86,672
+HK$4,340/mo
Deposit HK$1.71M · loan HK$15.40M · min. income ≈ HK$164,664/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$641,498 · Scale 2, in force from 26 Feb 2026)