LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,009
−HK$2,446/mo
▼ 0.25% · 3.875%
HK$40,222
−HK$1,233/mo
Today · 4.125%
HK$41,455
baseline
▲ 0.50% · 4.625%
HK$43,977
+HK$2,522/mo
Deposit HK$8.55M · loan HK$8.55M · min. income ≈ HK$82,910/mo (50% DSR)
Upfront cash ≈ HK$9.20M (deposit + AVD stamp duty HK$641,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,397
−HK$2,344/mo
▼ 0.25% · 3.875%
HK$44,561
−HK$1,180/mo
Today · 4.125%
HK$45,741
baseline
▲ 0.50% · 4.625%
HK$48,153
+HK$2,412/mo
Deposit HK$8.55M · loan HK$8.55M · min. income ≈ HK$91,482/mo (50% DSR)
Upfront cash ≈ HK$9.20M (deposit + AVD stamp duty HK$641,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,811
−HK$2,935/mo
▼ 0.25% · 3.875%
HK$48,267
−HK$1,479/mo
Today · 4.125%
HK$49,746
baseline
▲ 0.50% · 4.625%
HK$52,773
+HK$3,027/mo
Deposit HK$6.84M · loan HK$10.26M · min. income ≈ HK$99,492/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$641,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,076
−HK$2,814/mo
▼ 0.25% · 3.875%
HK$53,473
−HK$1,417/mo
Today · 4.125%
HK$54,890
baseline
▲ 0.50% · 4.625%
HK$57,783
+HK$2,893/mo
Deposit HK$6.84M · loan HK$10.26M · min. income ≈ HK$109,780/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$641,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,612
−HK$3,425/mo
▼ 0.25% · 3.875%
HK$56,311
−HK$1,726/mo
Today · 4.125%
HK$58,037
baseline
▲ 0.50% · 4.625%
HK$61,568
+HK$3,531/mo
Deposit HK$5.13M · loan HK$11.98M · min. income ≈ HK$116,074/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$641,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,756
−HK$3,282/mo
▼ 0.25% · 3.875%
HK$62,385
−HK$1,653/mo
Today · 4.125%
HK$64,038
baseline
▲ 0.50% · 4.625%
HK$67,414
+HK$3,376/mo
Deposit HK$5.13M · loan HK$11.98M · min. income ≈ HK$128,076/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$641,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,216
−HK$4,403/mo
▼ 0.25% · 3.875%
HK$72,400
−HK$2,219/mo
Today · 4.125%
HK$74,619
baseline
▲ 0.50% · 4.625%
HK$79,159
+HK$4,540/mo
Deposit HK$1.71M · loan HK$15.40M · min. income ≈ HK$149,238/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$641,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,114
−HK$4,221/mo
▼ 0.25% · 3.875%
HK$80,209
−HK$2,126/mo
Today · 4.125%
HK$82,335
baseline
▲ 0.50% · 4.625%
HK$86,675
+HK$4,340/mo
Deposit HK$1.71M · loan HK$15.40M · min. income ≈ HK$164,670/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$641,520 · Scale 2, in force from 26 Feb 2026)