LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,009
−HK$2,446/mo
▼ 0.25% · 3.875%
HK$40,223
−HK$1,232/mo
Today · 4.125%
HK$41,455
baseline
▲ 0.50% · 4.625%
HK$43,978
+HK$2,523/mo
Deposit HK$8.55M · loan HK$8.55M · min. income ≈ HK$82,910/mo (50% DSR)
Upfront cash ≈ HK$9.20M (deposit + AVD stamp duty HK$641,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,397
−HK$2,345/mo
▼ 0.25% · 3.875%
HK$44,561
−HK$1,181/mo
Today · 4.125%
HK$45,742
baseline
▲ 0.50% · 4.625%
HK$48,153
+HK$2,411/mo
Deposit HK$8.55M · loan HK$8.55M · min. income ≈ HK$91,484/mo (50% DSR)
Upfront cash ≈ HK$9.20M (deposit + AVD stamp duty HK$641,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,811
−HK$2,936/mo
▼ 0.25% · 3.875%
HK$48,267
−HK$1,480/mo
Today · 4.125%
HK$49,747
baseline
▲ 0.50% · 4.625%
HK$52,774
+HK$3,027/mo
Deposit HK$6.84M · loan HK$10.26M · min. income ≈ HK$99,494/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$641,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,077
−HK$2,813/mo
▼ 0.25% · 3.875%
HK$53,474
−HK$1,416/mo
Today · 4.125%
HK$54,890
baseline
▲ 0.50% · 4.625%
HK$57,784
+HK$2,894/mo
Deposit HK$6.84M · loan HK$10.26M · min. income ≈ HK$109,780/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$641,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,613
−HK$3,425/mo
▼ 0.25% · 3.875%
HK$56,312
−HK$1,726/mo
Today · 4.125%
HK$58,038
baseline
▲ 0.50% · 4.625%
HK$61,569
+HK$3,531/mo
Deposit HK$5.13M · loan HK$11.98M · min. income ≈ HK$116,076/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$641,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,756
−HK$3,283/mo
▼ 0.25% · 3.875%
HK$62,386
−HK$1,653/mo
Today · 4.125%
HK$64,039
baseline
▲ 0.50% · 4.625%
HK$67,414
+HK$3,375/mo
Deposit HK$5.13M · loan HK$11.98M · min. income ≈ HK$128,078/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$641,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,217
−HK$4,403/mo
▼ 0.25% · 3.875%
HK$72,401
−HK$2,219/mo
Today · 4.125%
HK$74,620
baseline
▲ 0.50% · 4.625%
HK$79,160
+HK$4,540/mo
Deposit HK$1.71M · loan HK$15.40M · min. income ≈ HK$149,240/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$641,528 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,115
−HK$4,221/mo
▼ 0.25% · 3.875%
HK$80,210
−HK$2,126/mo
Today · 4.125%
HK$82,336
baseline
▲ 0.50% · 4.625%
HK$86,676
+HK$4,340/mo
Deposit HK$1.71M · loan HK$15.40M · min. income ≈ HK$164,672/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$641,528 · Scale 2, in force from 26 Feb 2026)