LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,010
−HK$2,446/mo
▼ 0.25% · 3.875%
HK$40,223
−HK$1,233/mo
Today · 4.125%
HK$41,456
baseline
▲ 0.50% · 4.625%
HK$43,978
+HK$2,522/mo
Deposit HK$8.55M · loan HK$8.55M · min. income ≈ HK$82,912/mo (50% DSR)
Upfront cash ≈ HK$9.20M (deposit + AVD stamp duty HK$641,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,398
−HK$2,344/mo
▼ 0.25% · 3.875%
HK$44,562
−HK$1,180/mo
Today · 4.125%
HK$45,742
baseline
▲ 0.50% · 4.625%
HK$48,154
+HK$2,412/mo
Deposit HK$8.55M · loan HK$8.55M · min. income ≈ HK$91,484/mo (50% DSR)
Upfront cash ≈ HK$9.20M (deposit + AVD stamp duty HK$641,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,812
−HK$2,935/mo
▼ 0.25% · 3.875%
HK$48,268
−HK$1,479/mo
Today · 4.125%
HK$49,747
baseline
▲ 0.50% · 4.625%
HK$52,774
+HK$3,027/mo
Deposit HK$6.84M · loan HK$10.26M · min. income ≈ HK$99,494/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$641,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,077
−HK$2,814/mo
▼ 0.25% · 3.875%
HK$53,474
−HK$1,417/mo
Today · 4.125%
HK$54,891
baseline
▲ 0.50% · 4.625%
HK$57,784
+HK$2,893/mo
Deposit HK$6.84M · loan HK$10.26M · min. income ≈ HK$109,782/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$641,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,613
−HK$3,425/mo
▼ 0.25% · 3.875%
HK$56,312
−HK$1,726/mo
Today · 4.125%
HK$58,038
baseline
▲ 0.50% · 4.625%
HK$61,570
+HK$3,532/mo
Deposit HK$5.13M · loan HK$11.98M · min. income ≈ HK$116,076/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$641,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,757
−HK$3,282/mo
▼ 0.25% · 3.875%
HK$62,386
−HK$1,653/mo
Today · 4.125%
HK$64,039
baseline
▲ 0.50% · 4.625%
HK$67,415
+HK$3,376/mo
Deposit HK$5.13M · loan HK$11.98M · min. income ≈ HK$128,078/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$641,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,217
−HK$4,404/mo
▼ 0.25% · 3.875%
HK$72,401
−HK$2,220/mo
Today · 4.125%
HK$74,621
baseline
▲ 0.50% · 4.625%
HK$79,161
+HK$4,540/mo
Deposit HK$1.71M · loan HK$15.40M · min. income ≈ HK$149,242/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$641,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,116
−HK$4,220/mo
▼ 0.25% · 3.875%
HK$80,211
−HK$2,125/mo
Today · 4.125%
HK$82,336
baseline
▲ 0.50% · 4.625%
HK$86,677
+HK$4,341/mo
Deposit HK$1.71M · loan HK$15.40M · min. income ≈ HK$164,672/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$641,534 · Scale 2, in force from 26 Feb 2026)