LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,010
−HK$2,446/mo
▼ 0.25% · 3.875%
HK$40,223
−HK$1,233/mo
Today · 4.125%
HK$41,456
baseline
▲ 0.50% · 4.625%
HK$43,979
+HK$2,523/mo
Deposit HK$8.55M · loan HK$8.55M · min. income ≈ HK$82,912/mo (50% DSR)
Upfront cash ≈ HK$9.20M (deposit + AVD stamp duty HK$641,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,398
−HK$2,345/mo
▼ 0.25% · 3.875%
HK$44,562
−HK$1,181/mo
Today · 4.125%
HK$45,743
baseline
▲ 0.50% · 4.625%
HK$48,154
+HK$2,411/mo
Deposit HK$8.55M · loan HK$8.55M · min. income ≈ HK$91,486/mo (50% DSR)
Upfront cash ≈ HK$9.20M (deposit + AVD stamp duty HK$641,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,812
−HK$2,935/mo
▼ 0.25% · 3.875%
HK$48,268
−HK$1,479/mo
Today · 4.125%
HK$49,747
baseline
▲ 0.50% · 4.625%
HK$52,774
+HK$3,027/mo
Deposit HK$6.84M · loan HK$10.26M · min. income ≈ HK$99,494/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$641,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,078
−HK$2,813/mo
▼ 0.25% · 3.875%
HK$53,474
−HK$1,417/mo
Today · 4.125%
HK$54,891
baseline
▲ 0.50% · 4.625%
HK$57,785
+HK$2,894/mo
Deposit HK$6.84M · loan HK$10.26M · min. income ≈ HK$109,782/mo (50% DSR)
Upfront cash ≈ HK$7.48M (deposit + AVD stamp duty HK$641,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,614
−HK$3,425/mo
▼ 0.25% · 3.875%
HK$56,313
−HK$1,726/mo
Today · 4.125%
HK$58,039
baseline
▲ 0.50% · 4.625%
HK$61,570
+HK$3,531/mo
Deposit HK$5.13M · loan HK$11.98M · min. income ≈ HK$116,078/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$641,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,757
−HK$3,283/mo
▼ 0.25% · 3.875%
HK$62,387
−HK$1,653/mo
Today · 4.125%
HK$64,040
baseline
▲ 0.50% · 4.625%
HK$67,415
+HK$3,375/mo
Deposit HK$5.13M · loan HK$11.98M · min. income ≈ HK$128,080/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$641,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,218
−HK$4,403/mo
▼ 0.25% · 3.875%
HK$72,402
−HK$2,219/mo
Today · 4.125%
HK$74,621
baseline
▲ 0.50% · 4.625%
HK$79,162
+HK$4,541/mo
Deposit HK$1.71M · loan HK$15.40M · min. income ≈ HK$149,242/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$641,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,117
−HK$4,220/mo
▼ 0.25% · 3.875%
HK$80,212
−HK$2,125/mo
Today · 4.125%
HK$82,337
baseline
▲ 0.50% · 4.625%
HK$86,677
+HK$4,340/mo
Deposit HK$1.71M · loan HK$15.40M · min. income ≈ HK$164,674/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$641,538 · Scale 2, in force from 26 Feb 2026)