LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,012
−HK$2,446/mo
▼ 0.25% · 3.875%
HK$40,225
−HK$1,233/mo
Today · 4.125%
HK$41,458
baseline
▲ 0.50% · 4.625%
HK$43,981
+HK$2,523/mo
Deposit HK$8.55M · loan HK$8.55M · min. income ≈ HK$82,916/mo (50% DSR)
Upfront cash ≈ HK$9.20M (deposit + AVD stamp duty HK$641,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,400
−HK$2,345/mo
▼ 0.25% · 3.875%
HK$44,564
−HK$1,181/mo
Today · 4.125%
HK$45,745
baseline
▲ 0.50% · 4.625%
HK$48,157
+HK$2,412/mo
Deposit HK$8.55M · loan HK$8.55M · min. income ≈ HK$91,490/mo (50% DSR)
Upfront cash ≈ HK$9.20M (deposit + AVD stamp duty HK$641,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,814
−HK$2,936/mo
▼ 0.25% · 3.875%
HK$48,271
−HK$1,479/mo
Today · 4.125%
HK$49,750
baseline
▲ 0.50% · 4.625%
HK$52,777
+HK$3,027/mo
Deposit HK$6.84M · loan HK$10.27M · min. income ≈ HK$99,500/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$641,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,081
−HK$2,813/mo
▼ 0.25% · 3.875%
HK$53,477
−HK$1,417/mo
Today · 4.125%
HK$54,894
baseline
▲ 0.50% · 4.625%
HK$57,788
+HK$2,894/mo
Deposit HK$6.84M · loan HK$10.27M · min. income ≈ HK$109,788/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$641,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,617
−HK$3,425/mo
▼ 0.25% · 3.875%
HK$56,316
−HK$1,726/mo
Today · 4.125%
HK$58,042
baseline
▲ 0.50% · 4.625%
HK$61,573
+HK$3,531/mo
Deposit HK$5.13M · loan HK$11.98M · min. income ≈ HK$116,084/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$641,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,761
−HK$3,282/mo
▼ 0.25% · 3.875%
HK$62,390
−HK$1,653/mo
Today · 4.125%
HK$64,043
baseline
▲ 0.50% · 4.625%
HK$67,419
+HK$3,376/mo
Deposit HK$5.13M · loan HK$11.98M · min. income ≈ HK$128,086/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$641,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,222
−HK$4,403/mo
▼ 0.25% · 3.875%
HK$72,406
−HK$2,219/mo
Today · 4.125%
HK$74,625
baseline
▲ 0.50% · 4.625%
HK$79,166
+HK$4,541/mo
Deposit HK$1.71M · loan HK$15.40M · min. income ≈ HK$149,250/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$641,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,121
−HK$4,220/mo
▼ 0.25% · 3.875%
HK$80,216
−HK$2,125/mo
Today · 4.125%
HK$82,341
baseline
▲ 0.50% · 4.625%
HK$86,682
+HK$4,341/mo
Deposit HK$1.71M · loan HK$15.40M · min. income ≈ HK$164,682/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$641,573 · Scale 2, in force from 26 Feb 2026)