LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,018
−HK$2,447/mo
▼ 0.25% · 3.875%
HK$40,232
−HK$1,233/mo
Today · 4.125%
HK$41,465
baseline
▲ 0.50% · 4.625%
HK$43,988
+HK$2,523/mo
Deposit HK$8.56M · loan HK$8.56M · min. income ≈ HK$82,930/mo (50% DSR)
Upfront cash ≈ HK$9.20M (deposit + AVD stamp duty HK$641,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,407
−HK$2,345/mo
▼ 0.25% · 3.875%
HK$44,571
−HK$1,181/mo
Today · 4.125%
HK$45,752
baseline
▲ 0.50% · 4.625%
HK$48,164
+HK$2,412/mo
Deposit HK$8.56M · loan HK$8.56M · min. income ≈ HK$91,504/mo (50% DSR)
Upfront cash ≈ HK$9.20M (deposit + AVD stamp duty HK$641,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,822
−HK$2,936/mo
▼ 0.25% · 3.875%
HK$48,278
−HK$1,480/mo
Today · 4.125%
HK$49,758
baseline
▲ 0.50% · 4.625%
HK$52,785
+HK$3,027/mo
Deposit HK$6.84M · loan HK$10.27M · min. income ≈ HK$99,516/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$641,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,088
−HK$2,815/mo
▼ 0.25% · 3.875%
HK$53,485
−HK$1,418/mo
Today · 4.125%
HK$54,903
baseline
▲ 0.50% · 4.625%
HK$57,797
+HK$2,894/mo
Deposit HK$6.84M · loan HK$10.27M · min. income ≈ HK$109,806/mo (50% DSR)
Upfront cash ≈ HK$7.49M (deposit + AVD stamp duty HK$641,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,625
−HK$3,426/mo
▼ 0.25% · 3.875%
HK$56,324
−HK$1,727/mo
Today · 4.125%
HK$58,051
baseline
▲ 0.50% · 4.625%
HK$61,583
+HK$3,532/mo
Deposit HK$5.13M · loan HK$11.98M · min. income ≈ HK$116,102/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$641,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,770
−HK$3,283/mo
▼ 0.25% · 3.875%
HK$62,400
−HK$1,653/mo
Today · 4.125%
HK$64,053
baseline
▲ 0.50% · 4.625%
HK$67,429
+HK$3,376/mo
Deposit HK$5.13M · loan HK$11.98M · min. income ≈ HK$128,106/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$641,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,232
−HK$4,404/mo
▼ 0.25% · 3.875%
HK$72,417
−HK$2,219/mo
Today · 4.125%
HK$74,636
baseline
▲ 0.50% · 4.625%
HK$79,178
+HK$4,542/mo
Deposit HK$1.71M · loan HK$15.40M · min. income ≈ HK$149,272/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$641,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,133
−HK$4,221/mo
▼ 0.25% · 3.875%
HK$80,228
−HK$2,126/mo
Today · 4.125%
HK$82,354
baseline
▲ 0.50% · 4.625%
HK$86,695
+HK$4,341/mo
Deposit HK$1.71M · loan HK$15.40M · min. income ≈ HK$164,708/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$641,671 · Scale 2, in force from 26 Feb 2026)